Washington County and White Creek Town property record for 115 E Main St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,968 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,000 (Aug 2021) |
| Tax Bill | $5,921 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Aug 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.17-2-44 |
| Primary APN | 535001 256.17-2-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 984 sqft |
| 2nd Floor Area | 984 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 129 ft deep x 57 ft wide |
| Porch | Slab |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100139 |
|---|---|
| Street Address | 115 E MAIN ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 2 |
| Legal Lot Number | 44.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 92000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cambridge Historic District listed 1978 · 199 contributing resources · NRIS 78001922 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County and White Creek Town records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 E MAIN ST, CAMBRIDGE, NY 12816-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Aug 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on Record |
| Deed Sale | Aug 24, 2021 · Amount on Record |
| Prior Sale | Nov 12, 2019 · Amount on Record |
| Deed Document Number | 20215180 |
| Prior Transfer Date | Aug 27, 2019 |
| Prior Transfer Doc | 0000028333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Aug 24, 2021 |
| Property Address | 115 E MAIN ST, CAMBRIDGE, NY 12816-1208 |
| Document Number | 180 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-5180 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 GEDNEY WAY, NEWBURGH, NY 12550-3738 |
| Document Number | 181 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-5181 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Aug 28, 2019 |
| Property Address | 115 E MAIN ST, CAMBRIDGE, NY 12816-1208 |
| Document Number | 0000128333 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 128333 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST CAMBRIDGE NY 128161208, CAMBRIDGE, NY 12816-1208 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Feb 9, 2017 |
| Property Address | 115 E MAIN ST, CAMBRIDGE, NY 12816-1208 |
| Document Number | 0037560052 |
| Book / Page | 003756 / 000052 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 E MAIN ST CAMBRIDGE NY 128161208, CAMBRIDGE, NY 12816-1208 |
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,921.00 | $202,000 (-) Land $11,000 Building $191,000 | $243,373 (+6.02%) Land $13,253 Building $230,120 |
| 2024 | $202,000 (-) Land $11,000 Building $191,000 | $229,545 (+11.36%) Land $12,500 Building $217,045 | |
| 2023 | $202,000 Land $11,000 Building $191,000 | $206,122 Land $11,224 Building $194,898 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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