1218 Walter St, Gainesville, TX 76240 Property Records

Cooke County property record for 1218 Walter St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,250 sqft · built 2006
Lot Size	0.389 acres (16,949 sqft)
Owner	2 Individual Names on File
Last Sale	$728,840 (Feb 2026)
Tax Bill	$13,229 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2546-300-00030`

Property Details

APN / Parcel Number

Primary APN	`2546-300-00030`
Alternative APN	`115173`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,250 sqft Living Area
Gross Area	5,561 sqft
1st Floor Area	2,250 sqft
2nd Floor Area	973 sqft
Study	Study
Sunroom	Sunroom
Utility Room	Utility Room
Flooring	Marble
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,949 sqft (0.389 acres)
Garage Type	Mixed
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces
Pool Area	300 sqft
Porch	Patio
Porch Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2546-300-00030
Street Address	1218 WALTER ST
City	GAINESVILLE
State	TX
Zip	76240-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTMAN ESTATES; LOT 30
Legal Subdivision	NORTMAN ESTATES
Legal Lot Number	30
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1075
Census Tract	200

Owner

1218 Walter St is owned and occupied by two individuals who bought it in February 2026.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	331 E 6TH ST, LINDSAY, TX 76250-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2018	Deed of Trust, Mortgage MUENSTER STATE BANK
Jun 8, 2020	Intrafamily Transfer, Transfer
Jan 9, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage MUENSTER STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Jan 9, 2020 · Amount on File
Deed Document Number	20261172
Deed Book / Page	2765 / 694
Prior Transfer Date	May 8, 2006
Prior Transfer Doc	001429/333
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 E 6TH ST, LINDSAY, TX 76250-2304

Mortgage

Document Number	002765/698
Date	Feb 18, 2026
Book Page	2765/698
Instrument	2026-1173

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2436/91
Date	Jul 22, 2021
Book Page	2436/91
Instrument	2021-06297

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Sep 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740

Mortgage

Document Number	2221/725
Date	Oct 15, 2018
Book Page	2221/725
Instrument	00086893

Lender

Name	MUENSTER STATE BANK
Type	Bank
Address	MUENSTER, TX 76252

Agreement

Amount	Amount on Record
Term	42 Months
Due	Apr 15, 2022

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOKE TX
Recording Date	Jun 8, 2020
Property Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740
Document Number	2335/696
Book / Page	2335 / 696
Map Reference	CAB B SL 318
Instrument Date	Jun 4, 2020
Instrument	4098
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 9, 2020
Property Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740
Document Number	2305/309
Book / Page	2305 / 309
Map Reference	VOL 744 PG 390
Instrument Date	Jan 7, 2020
Instrument	2020-00183
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 COUNTY ROAD 115, 1304, GAINESVILLE, TX 76240-6935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WALTER ST, GAINESVILLE, TX 76240-1740

Mortgage

Document Number	202000184
Date	Jan 9, 2020
Instrument	2020-00184

Lender

Name	MUENSTER STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 15, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 1218 Walter St was $13,229 with a homeowner's exemption, up 30.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,229.00 (+30.32%) Homeowner's exemption	$731,623 (+15.17%) Land $70,000 Building $661,623	$731,623 (+2.55%) Land $70,000 Building $661,623
2025	$10,151.00 (+7.13%) Homeowner's exemption	$635,259 Land $70,000 Building $643,405	$713,405 Land $70,000 Building $643,405
2024	$9,475.00
2023		$525,007 Land $50,000 Building $569,878	$619,878 Land $50,000 Building $569,878
2022	$8,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1218 Walter St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 Walter St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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