1213 Walter St, Gainesville, TX 76240 Property Records

Cooke County property record for 1213 Walter St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,218 sqft · built 2014
Lot Size	0.379 acres (16,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,550 (Jun 2023)
Tax Bill	$8,785 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2546-500-00038`

Property Details

APN / Parcel Number

Primary APN	`2546-500-00038`
Alternative APN	`76898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,218 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	2,218 sqft
2nd Floor Area	324 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,501 sqft (0.379 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	220 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2546-500-00038
Street Address	1213 WALTER ST
City	GAINESVILLE
State	TX
Zip	76240-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTMAN ESTATES; LOT 38; SEC 5
Legal Subdivision	NORTMAN ESTATES
Legal Lot Number	38
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1077
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1213 WALTER ST, GAINESVILLE, TX 76240-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 25, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	20234298
Deed Book / Page	2587 / 259
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	2033/147
Record Updated	Oct 29, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 28, 2023
Property Address	1213 WALTER ST, GAINESVILLE, TX 76240-1742
Document Number	002587/259
Book / Page	2587 / 259
Map Reference	CAB B SL 319
Instrument Date	Jun 27, 2023
Instrument	2023-4298
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 WALTER ST, GAINESVILLE, TX 76240-1742
Investor	Possibly a Property Investor

Mortgage

Document Number	0020234299
Date	Jun 28, 2023
Instrument	2023-4299

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1213 WALTER ST, GAINESVILLE, TX 76240-1742
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2408/227
Date	Mar 31, 2021
Book Page	2408/227
Instrument	2021-02684

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1213 WALTER ST, GAINESVILLE, TX 76240-1742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2128/414
Date	Apr 25, 2017
Book Page	2128/414
Instrument	00073865

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,785.00 (+18.65%) Homeowner's exemption	$485,858 (+0.52%) Land $70,000 Building $415,858	$485,858 (+0.52%) Land $70,000 Building $415,858
2025	$7,404.00 (-4.75%) Homeowner's exemption	$483,342 (+17.63%) Land $70,000 Building $413,342	$483,342 (+16.14%) Land $70,000 Building $413,342
2024	$7,773.00 (+15.95%)
2023		$410,898 (+7.29%) Land $50,000 Building $366,164	$416,164 (+8.67%) Land $50,000 Building $366,164
2022	$6,704.00 Homeowner's exemption	$382,970 Land $50,000 Building $332,970	$382,970 Land $50,000 Building $332,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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