1217 Walter St, Gainesville, TX 76240 Property Records

Cooke County property record for 1217 Walter St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,930 sqft · built 2004
Lot Size0.379 acres (16,501 sqft)
Owner2 Individual Names on File
Tax Bill$11,938 (2026)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN2546-300-00029

Property Details

APN / Parcel Number

Primary APN2546-300-00029
Alternative APN
  • 115172

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,930 sqft Living Area
Gross Area5,322 sqft
1st Floor Area2,930 sqft
2nd Floor Area794 sqft
Game RoomGame Room
StudyStudy
Utility RoomUtility Room
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area16,501 sqft (0.379 acres)
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchPatio
Porch Area304 sqft
Deck Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2546-300-00029
Street Address1217 WALTER ST
CityGAINESVILLE
StateTX
Zip76240-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTMAN ESTATES; LOT 29
Legal SubdivisionNORTMAN ESTATES
Legal Lot Number29
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group1
Census Block1077
Census Tract200

Owner

1217 Walter St is owned and occupied by two individuals who acquired it in October 2014.

Source: Cooke County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1217 WALTER ST, GAINESVILLE, TX 76240-1742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2014
Deed SaleOct 16, 2014
Prior SaleApr 25, 2007 · Amount on File
Deed Document Number201452252
Deed Book / Page1969 / 586
Prior Transfer DateApr 20, 2007
Prior Transfer Doc1498/017
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address1217 WALTER ST, GAINESVILLE, TX 76240-1742
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002544/443
DateOct 26, 2022
Book Page2544/443
Instrument2022-8845
Lender
NamePROSPERITY BANK
TypeBank
AddressEL CAMPO, TX 77437
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change7.25%
Index1-Year T-Bill
Max Rate9.99%

Tax Assessment & Valuation

The 2026 property tax bill for 1217 Walter St was $11,938 with a homeowner's exemption, up 11.9% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityLindsay City
Unified School DistrictLindsay Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,938.00 (+11.89%) Homeowner's exemption$660,229 (-0.56%) Land $70,000 Building $590,229$660,229 (-0.56%) Land $70,000 Building $590,229
2025$10,669.00 (+6.19%) Homeowner's exemption$663,923 Land $70,000 Building $593,923$663,923 Land $70,000 Building $593,923
2024$10,047.00
2023$553,807 Land $50,000 Building $526,105$576,105 Land $50,000 Building $526,105
2022$9,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1217 Walter St in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims24 (1981–2007)
Claims Outside the SFHA3 of 24
Most Recent ClaimJun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1217 Walter St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINDSAY
serves 1,050 people · EPA ID TX0490003
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Element8.

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