1209 Walter St, Gainesville, TX 76240 Property Records

Cooke County property record for 1209 Walter St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,060 sqft · built 2010
Lot Size	0.38 acres (16,570 sqft)
Owner	Individual Name on Record
Last Sale	$421,600 (May 2018)
Tax Bill	$10,397 (2026)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2546-500-00040`

Property Details

APN / Parcel Number

Primary APN	`2546-500-00040`
Alternative APN	`76900`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,060 sqft Living Area
Gross Area	4,671 sqft
1st Floor Area	2,060 sqft
2nd Floor Area	400 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	16,570 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	1,288 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	374 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2546-500-00040
Street Address	1209 WALTER ST
City	GAINESVILLE
State	TX
Zip	76240-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTMAN ESTATES; LOT 40; SEC 5--1209 WALTER DT GAINESVILLE TX 76240--
Legal Subdivision	NORTMAN ESTATES
Legal Lot Number	40
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	1
Census Block	1077
Census Tract	200

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 585, LINDSAY, TX 76250-0585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	201883075
Deed Book / Page	2194 / 278
Last Transfer Date	Nov 3, 2023
Transfer Doc	002612/123
Record Updated	Oct 29, 2026

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 16, 2018
Property Address	1209 WALTER ST, GAINESVILLE, TX 76240-1742
Document Number	2194/278
Book / Page	2194 / 278
Map Reference	CAB B SL 319
Instrument Date	May 15, 2018
Instrument	2018-83075
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 WALTER ST, LINDSAY, TX 76250
Investor	Possibly a Property Investor

Mortgage

Document Number	201883076
Date	May 16, 2018
Instrument	2018-83076

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Lindsay City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,397.00 (+17.51%) Homeowner's exemption	$575,000 (+2.1%) Land $70,000 Building $505,000	$575,000 (+2.1%) Land $70,000 Building $505,000
2025	$8,848.00 (+1.26%) Homeowner's exemption	$563,165 (+15.41%) Land $70,000 Building $493,165	$563,165 (+13.61%) Land $70,000 Building $493,165
2024	$8,738.00 (+8.74%)
2023		$487,948 Land $50,000 Building $445,705	$495,705 Land $50,000 Building $445,705
2022	$8,036.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	24 (1981–2007)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 7 claims Severe Storms, Tornadoes & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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