1216 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1216 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,593 sqft · built 1994
Lot Size	0.26 acres (11,502 sqft)
Owner	Individual Name on Record
Last Sale	$471,000 (Apr 2019)
Tax Bill	$12,781 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-202-030`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-202-030`
Alternative APN	`01112020300000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,593 sqft Total Area
1st Floor Area	1,357 sqft
2nd Floor Area	1,236 sqft
Basement Area	1,393 sqft
Unfinished Basement	1,393 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	11,502 sqft (0.26 acres)
Garage Area	466 sqft

Location & Zoning

Street Address	1216 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 445 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	445
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2015
Census Tract	880305

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1216 BARDS AVE, NAPERVILLE, IL 60564-3158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARQUETTE BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Jun 14, 1994 · Amount on Record
Deed Document Number	201920172
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1216 BARDS AVE, NAPERVILLE, IL 60564-3158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039046
Date	May 22, 2020
Instrument	R2020039046

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1216 BARDS AVE, NAPERVILLE, IL 60564-3158
Document Number	0000002139
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1216 BARDS AVE NAPERVILLE IL 605643158, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	0000002139
Date	Jan 8, 2020
Instrument	2139

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

Interest

Rate	3.87%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 9, 2019
Property Address	1216 BARDS AVE, NAPERVILLE, IL 60564-3158
Document Number	0000020172
Instrument Date	Mar 22, 2019
Instrument	20172
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$706.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1216 BARDS AVE NAPERVILLE IL 605643158, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	20173
Date	Apr 9, 2019
Instrument	20173

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,781.00 (+13.68%)
2024		$193,725 (+20.19%) Land $65,131 Building $128,594	$581,175 (+20.19%) Land $195,393 Building $385,782
2022	$11,243.00 Homeowner's exemption	$161,187 Land $54,428 Building $106,759	$483,561 Land $163,284 Building $320,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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