1223 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1223 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,942 sqft · built 1996
Lot Size	0.36 acres (15,620 sqft)
Owner	Company Name on Record
Last Sale	$533,500 (May 2020)
Tax Bill	$13,682 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-213-011`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-213-011`
Alternative APN	`01112130110000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,942 sqft Total Area
1st Floor Area	1,633 sqft
2nd Floor Area	1,309 sqft
Basement Area	1,633 sqft
Unfinished Basement	1,633 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Construction Type	Frame
Lot Area	15,620 sqft (0.36 acres)
Garage Type	Attached
Garage Area	659 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1223 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 431 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	431
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2003
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 20, 2021	Intrafamily Transfer, Transfer · Line of Credit BETTER MORTGAGE CORPORATION
Sep 20, 2021	Intrafamily Transfer, Transfer BETTER SETTLEMENT SVCS LC
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 5, 2020	Deed of Trust, Mortgage WINTRUST MTG
Jan 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	202040216
Last Transfer Date	Apr 25, 2022
Transfer Doc	0000036014
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	May 5, 2022
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000036014
Map Reference	DOC R93-77898
Instrument Date	Apr 25, 2022
Instrument	R2022036014
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Sep 20, 2021
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000103218
Map Reference	DOC R93-77898
Instrument Date	Sep 14, 2021
Instrument	R2021103218
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	BETTER SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162

Mortgage

Document Number	0000103219
Date	Sep 20, 2021
Instrument	R2021103219

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Sep 20, 2021
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000103220
Map Reference	DOC R93-74270
Instrument Date	Sep 3, 2021
Instrument	R2021103220
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BETTER SETTLEMENT SVCS LC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Sep 11, 2020
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000077346
Instrument Date	Aug 11, 2020
Instrument	77346
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 BARDS AVE NAPERVILLE IL 605643162, NAPERVILLE, IL 60564-3162

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2202 BLUEBIRD LN ROLLING MEADOWS IL 600081514, ROLLING MEADOWS, IL 60008-1514

Mortgage

Document Number	40217
Date	May 28, 2020
Instrument	40217

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	LISLE, IL 60532

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jan 4, 2018
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000001104
Instrument Date	Dec 2, 2017
Instrument	1104
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 BARDS AVE NAPERVILLE IL 605643162, NAPERVILLE, IL 60564-3162

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 13, 2017
Property Address	1223 BARDS AVE, NAPERVILLE, IL 60564-3162
Document Number	0000029099
Instrument Date	Mar 20, 2017
Instrument	29099
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$681.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26215 MAPLEVIEW DR PLAINFIELD IL 605852539, PLAINFIELD, IL 60585-2539

Mortgage

Document Number	29100
Date	Apr 13, 2017
Instrument	29100

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	EDINA, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,682.00 (+10.66%)	$233,484 (+9.95%) Land $71,612 Building $161,872	$700,452 (+9.95%) Land $214,836 Building $485,616
2024		$212,354 (+20.21%) Land $65,131 Building $147,223	$637,062 (+20.21%) Land $195,393 Building $441,669
2022	$12,364.00 Homeowner's exemption	$176,652 Land $54,428 Building $122,224	$529,956 Land $163,284 Building $366,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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