Will County property record for 1208 Bards Ave, Naperville, IL 60564
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,158 sqft · built 1994 |
| Lot Size | 0.23 acres (10,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,000 (Nov 2012) |
| Tax Bill | $17,144 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01-11-202-038 |
| Primary APN | 07-01-11-202-038 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,158 sqft Total Area |
| 1st Floor Area | 1,913 sqft |
| 2nd Floor Area | 2,245 sqft |
| Basement Area | 1,913 sqft |
| Unfinished Basement | 1,913 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame |
| Lot Area | 10,223 sqft (0.23 acres) |
| Garage Area | 729 sqft |
| Street Address | 1208 BARDS AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60564-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 447 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E. |
| Legal Range | 09E |
| Legal Township | 37N |
| Legal Section | 11 |
| Legal Subdivision | ASHBURY |
| Legal Block | 6 |
| Legal Lot Number | 447 |
| Legal Unit | 6 |
| Jurisdiction | WILL IL |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 880305 |
Source: Will County records · APN 07-01-11-202-038
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1208 BARDS AVE, NAPERVILLE, IL 60564-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2022 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1 |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2012 · Amount on Record |
| Deed Sale | Nov 29, 2012 · Amount on Record |
| Prior Sale | Sep 14, 1994 · Amount on Record |
| Deed Document Number | 2012133569 |
| Prior Transfer Date | Dec 26, 2007 |
| Prior Transfer Doc | 0000017567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1208 BARDS AVE, NAPERVILLE, IL 60564-3158 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 450 E 22ND ST 250, 250, LOMBARD, IL 60148-6176 |
| Document Number | 0000027638 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | R2022027638 |
| Name | CREDIT UNION 1 |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1208 BARDS AVE, NAPERVILLE, IL 60564-3158 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NOVAS TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000087497 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | R2020087497 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Wheatland Township |
| Municipality | Naperville City |
| Unified School District | Indian Prairie Community Unit School District 204 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,144.00 (+13.75%) | ||
| 2024 | $257,380 (+20.25%) Land $65,131 Building $192,249 | $772,140 (+20.25%) Land $195,393 Building $576,747 | |
| 2022 | $15,072.00 Homeowner's exemption | $214,031 Land $54,428 Building $159,603 | $642,093 Land $163,284 Building $478,809 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 387 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPERVILLE serves 156,406 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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