1204 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1204 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,032 sqft · built 1993
Lot Size	0.37 acres (16,095 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Sep 2019)
Tax Bill	$14,143 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-202-039`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-202-039`
Alternative APN	`01112020390000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,032 sqft Total Area
1st Floor Area	1,734 sqft
2nd Floor Area	1,298 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	16,095 sqft (0.37 acres)
Garage Area	713 sqft

Location & Zoning

Street Address	1204 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 448 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	448
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2015
Census Tract	880305

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Jun 14, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jan 28, 1994 · Amount on Record
Deed Document Number	201964922
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0000027811
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111355
Date	Oct 12, 2021
Instrument	R2021111355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.31%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064996
Date	Aug 18, 2017
Instrument	R2017064996

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158
Document Number	0000050548
Instrument Date	Jun 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1204 BARDS AVE NAPERVILLE IL 605643158, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	0000050548
Date	Jun 26, 2020
Instrument	50548

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 20, 2019
Property Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158
Document Number	0000064922
Map Reference	DOC R73-74270
Instrument Date	Aug 23, 2019
Instrument	R2019064922
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 BARDS AVE, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	0000064923
Date	Sep 20, 2019
Instrument	R2019064923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,143.00 (+13.7%)
2024		$213,604 (+20.21%) Land $65,131 Building $148,473	$640,812 (+20.21%) Land $195,393 Building $445,419
2022	$12,439.00 Homeowner's exemption	$177,690 Land $54,428 Building $123,262	$533,070 Land $163,284 Building $369,786

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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