1224 Bards Ave, Naperville, IL 60564 Property Records

Will County property record for 1224 Bards Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,028 sqft · built 1994
Lot Size	0.24 acres (10,376 sqft)
Owner	2 Company Names on Record
Last Sale	$431,000 (May 2016)
Tax Bill	$14,090 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-11-202-028`

Property Details

APN / Parcel Number

Primary APN	`07-01-11-202-028`
Alternative APN	`01112020280000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,028 sqft Total Area
1st Floor Area	1,518 sqft
2nd Floor Area	1,510 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	10,376 sqft (0.24 acres)
Garage Area	534 sqft

Location & Zoning

Street Address	1224 BARDS AVE
City	NAPERVILLE
State	IL
Zip	60564-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 443 IN ASHBURY SUB, UNIT 6, PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 11, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	11
Legal Subdivision	ASHBURY
Legal Block	6
Legal Lot Number	443
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2015
Census Tract	880305

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1224 BARDS AVE, NAPERVILLE, IL 60564-3158
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 29, 2019	Deed of Trust, Mortgage · Line of Credit DUPAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016 · Amount on Record
Deed Sale	May 3, 2016 · Amount on Record
Prior Sale	Sep 15, 1994 · Amount on Record
Deed Document Number	201631966
Last Transfer Date	Dec 2, 2016
Transfer Doc	0000098088
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1224 BARDS AVE, NAPERVILLE, IL 60564-3158
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 BARDS AVE, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	0000113128
Date	Oct 15, 2021
Instrument	R2021113128

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1224 BARDS AVE, NAPERVILLE, IL 60564-3158
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038248
Date	Apr 6, 2021
Instrument	R2021038248

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1224 BARDS AVE, NAPERVILLE, IL 60564-3158
Document Number	0000042159
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1224 BARDS AVE NAPERVILLE IL 605643158, NAPERVILLE, IL 60564-3158

Mortgage

Document Number	0000042159
Date	Jul 5, 2019
Instrument	42159

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 4, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,090.00 (+13.7%)	$233,996 (+9.95%) Land $71,612 Building $162,384	$701,988 (+9.95%) Land $214,836 Building $487,152
2024		$212,820 (+20.21%) Land $65,131 Building $147,689	$638,460 (+20.21%) Land $195,393 Building $443,067
2022	$12,392.00 Homeowner's exemption	$177,039 Land $54,428 Building $122,611	$531,117 Land $163,284 Building $367,833

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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