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1204 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1204 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property TypeSingle Family Home
Details1,633 sqft · built 2007
Lot Size0.117 acres (5,097 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Aug 2020)
Tax Bill$3,043 (2026)
Deeds & MortgagesAug 2020 Sale
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1220-21-111-099

Property Details

APN / Parcel Number

Primary APN1220-21-111-099
Alternative APN
  • 122021111033

Interior

Stories1 Story
Building Area1,633 sqft Living Area
Gross Area2,109 sqft
1st Floor Area1,633 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area5,097 sqft (0.117 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number122021111033
Street Address1204 W COTTAGE LOOP
CityGARDNERVILLE
StateNV
Zip89460-4400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT CV PHASE #1 LOT 33
Legal Range20E
Legal Township12N
Legal Section21
Legal SubdivisionCOTTAGES AT CV PHASE #1
Legal Block3
Legal Lot Number33
JurisdictionDOUGLAS NV
Township / Civil DivisionGARDNERVILLE-MINDEN
Census Block Group3
Census Block3013
Census Tract1200

Owner

1204 W Cottage Loop is owned and occupied by an individual who bought it in August 2020.

Source: Douglas County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1204 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Grant Deed, Transfer
WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC
Nov 7, 2017Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Prior SaleNov 7, 2017 · Amount on File
Deed Document Number2020950770
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateAug 14, 2020
Property Address1204 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000950770
Instrument DateAug 13, 2020
Instrument950770
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyWESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

AmountAmount on Record
Tax$1,502.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 W COTTAE LOO GARDNERVILLE NV 89460, GARDNERVILLE, NV 89460

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateNov 7, 2017
Property Address1204 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000906656
Instrument DateNov 3, 2017
Instrument906656
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,189.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 W COTTAGE LOOP GARDNERVILLE NV 894604400, GARDNERVILLE, NV 89460-4400

Mortgage

Document Number906657
DateNov 7, 2017
Instrument906657
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1204 W Cottage Loop was $3,043, up 6.1% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,043.00 (+6.1%)$101,288 (-0.86%) Land $31,500 Building $69,788
2025$2,868.00$102,168 Land $30,800 Building $71,368$291,909 Land $88,000 Building $203,909
2023$2,503.00$98,223 Land $30,800 Building $67,423$280,637 Land $88,000 Building $192,637
2021$240,463 Land $70,000 Building $170,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1204 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 W Cottage Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hot Spot Broadband
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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