11325 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 11325 Ray Rd, Gaines, MI 48436 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,132 sqft Living Area
Lot Size45,738 sqft (1.05 acres)
OccupancyOwner Occupied
Last Sale$109,000 (2019)
Tax Bill$743.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-05-100-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,132 sqft Living Area
1st Floor1,118 sqft 1st Floor
Basement Area1,118 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleModular Style
Lot Area45,738 sqft (1.05 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address11325 RAY RD
CityGAINES
StateMI
Zip48436-8918
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND BEG S 87 DEG 55 MIN 40 SEC W 664 FT FROM N 1/4 COR OF SEC TH S 1 DEG 26 MIN 20 SEC E 230 FT TH S 87 DEG 55
Legal Range05E
Legal Township05N
Legal Section05
JurisdictionGENESEE MI
Minor Civil DivisionARGENTINE
Census Blockgroup1
Census Block1006
Census Tract13001

Owner

Source: Genesee County records · APN 01-05-100-010

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11325 RAY RD, GAINES, MI 48436-8918
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Oct 21, 2019Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MID-AMERICAN MORTGAGE INC
Jul 20, 2018Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2019 · Amount on Record
Deed SaleOct 21, 2019 · Amount on Record
Prior SaleJul 20, 2018 · Amount on Record
Deed Doc Number201966839
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address11325 RAY RD, GAINES, MI 48436-8918
Transaction TypeMortgage
Record UpdatedOct 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address11325 RAY RD, GAINES, MI 48436-8918

Mortgage

Document Number0000014807
DateMar 17, 2022
Instrument202203170014807
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionGENESEE MI
Recording DateOct 21, 2019
Property Address11325 RAY RD, GAINES, MI 48436-8918
Document Number201910210066839
Instrument DateOct 11, 2019
Instrument201910210066839
Transaction TypeTransfer
Record UpdatedMay 26, 2021
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8200 JONES BRANCH DR, 8200, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address10029 NICHOLS RD, MONTROSE, MI 48457-9173

Mortgage

Document Number201910210066840
DateOct 21, 2019
Instrument201910210066840
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

July 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGENESEE MI
Recording DateJul 20, 2018
Property Address11325 RAY RD, GAINES, MI 48436-8918
Document Number0000077733
Instrument DateJun 20, 2018
Instrument77733
Transaction TypeTransfer
Record UpdatedAug 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$954.05
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$743.00 (-69.96%) Homeowner's exemption$91,600 (+15.95%)$183,200 (+15.95%)
2024$2,473.00 (+89.94%)
2023$79,000$158,000
2019$1,302.00

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