Miami County property record for 1214 Spruce St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2004 |
| Square Footage | 680 sqft Living Area |
| Lot Size | 17,293 sqft (0.396 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $128,000 (2023) |
| Tax Bill | $1,598.00 (2025) |
| Primary APN | C06-081300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 680 sqft Living Area |
| 1st Floor | 680 sqft 1st Floor |
| Basement Area | 680 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 17,293 sqft (0.396 acres) |
| Depth X Width | 216 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 30 sqft Deck |
|---|---|
| Patio Area | 30 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 162 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | C06CC032A13200 |
|---|---|
| Street Address | 1214 SPRUCE ST |
| City | TROY |
| State | OH |
| Zip | 45373-3827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 100 HOME ACRES |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 32 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 100 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081300
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit MONROE FSLA |
| Jun 02, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage MONROE FED'L S&L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Aug 15, 2017 · Amount on Record |
| Deed Doc Number | 152 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 31, 2023 |
| Property Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000001069 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023OR-01069 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2023 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000001070 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 2023OR-01070 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 27 DUERR DR, WEST MILTON, OH 45383-1404 |
| Document Number | 0000004219 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022OR-04219 |
| Name | MONROE FSLA |
|---|---|
| Type | Bank |
| Address | TIPP CITY, OH 45371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 02, 2020 |
| Property Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000007057 |
| Instrument Date | May 08, 2020 |
| Instrument | 7057 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 27 DUERR DR WEST MILTON OH 453831404, WEST MILTON, OH 45383-1404 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 15, 2017 |
| Property Address | 1214 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000010076 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 10076 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 27 DUERR DR WEST MILTON OH 453831404, WEST MILTON, OH 45383-1404 |
| Document Number | 10077 |
|---|---|
| Date | Aug 15, 2017 |
| Instrument | 10077 |
| Name | MONROE FED'L S&L |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | TIPP CITY, OH 45371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 14, 2037 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,598.00 (+36.58%) Homeowner's exemption | $44,810 (+49.02%) Land $7,250 Building $37,560 | $128,000 (+49.01%) Land $20,700 Building $107,300 |
| 2024 | $1,170.00 (-0.09%) Homeowner's exemption | $30,070 (-) Land $7,210 Building $22,860 | |
| 2023 | $1,171.00 (+16.4%) | $30,070 (-) Land $7,210 Building $22,860 | $85,900 (-) Land $20,600 Building $65,300 |
| 2022 | $1,006.00 | $30,070 Land $7,210 Building $22,860 | $85,900 Land $20,600 Building $65,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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