1209 Spruce St, Troy, OH 45373 Property Records

Miami County property record for 1209 Spruce St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	816 sqft Living Area
Lot Size	20,168 sqft (0.462 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2025)
Tax Bill	$1,218.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081316`
Alternative APNs	`050633.2-01-027-00` `C06CC033E03100`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	816 sqft Living Area
1st Floor	816 sqft 1st Floor
Basement Area	204 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1930
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	20,168 sqft (0.462 acres)
Depth X Width	252 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	280 sqft Garage
Carport	Carport
Carport Area	280 sqft Carport

Exterior Amenities

Deck Area	72 sqft Deck
Patio Area	72 sqft Patio
Porch	Porch
Porch Area	104 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	C06CC033E03100
Street Address	1209 SPRUCE ST
City	TROY
State	OH
Zip	45373-3826
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6-5-33 LOT 117 HOME ACRES
Legal Range	05
Legal Township	06
Legal Section	33
Legal Subdivision	HOME ACRES
Legal Lot Number	117
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1036
Census Tract	365302

Owner

Source: Miami County records · APN C06-081316

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1209 SPRUCE ST, TROY, OH 45373-3826
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Aug 15, 2025 · Amount on Record
Deed Doc Number	2025OR-12103
Record Refreshed	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 21, 2025
Property Address	1209 SPRUCE ST, TROY, OH 45373-3826
Document Number	0000012103
Map Reference	MB 4 PG 24
Instrument Date	Oct 17, 2025
Instrument	2025OR-12103
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 SPRUCE ST, TROY, OH 45373-3826

Mortgage

Document Number	0000012104
Date	Oct 21, 2025
Instrument	2025OR-12104

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00 (+87.96%)	$33,390 (+26.33%) Land $7,350 Building $26,040	$95,400 (+26.36%) Land $21,000 Building $74,400
2024	$648.00 (-1.67%) Homeowner's exemption	$26,430 (-) Land $7,350 Building $19,080
2023	$659.00 (+14.21%) Homeowner's exemption	$26,430 (-) Land $7,350 Building $19,080	$75,500 (-) Land $21,000 Building $54,500
2022	$577.00 Homeowner's exemption	$26,430 Land $7,350 Building $19,080	$75,500 Land $21,000 Building $54,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.