Miami County property record for 1212 Spruce St, Troy, OH 45373 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1940 |
| Lot Size | 0.397 acres (17,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Apr 2026) |
| Tax Bill | $530 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-081301 |
| Primary APN | C06-081301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 17,293 sqft (0.397 acres) |
| Lot Dimensions | 216 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 231 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 1212 SPRUCE ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-5-32 LOT 101 HOME ACRES |
| Legal Range | 06 |
| Legal Township | 05 |
| Legal Section | 32 |
| Legal Subdivision | HOME ACRES |
| Legal Lot Number | 101 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 365302 |
Source: Miami County records · APN C06-081301
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Jun 27, 2022 | Warranty Deed, Transfer |
| Jun 27, 2022 | Transfer on Death Deed, Transfer |
| Apr 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2022 · Amount on Record |
| Deed Document Number | 20264444 |
| Prior Transfer Date | Mar 12, 2026 |
| Prior Transfer Doc | 0000002973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 15, 2026 |
| Property Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000004444 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026.4444 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,886.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000004445, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026.4445 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 13, 2026 |
| Property Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000002973 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026OR-02973 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 27, 2022 |
| Property Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000009930 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022OR-09930 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 27, 2022 |
| Property Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000009931 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022OR-09931 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 19, 2022 |
| Property Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000006239 |
| Map Reference | MB 4 PG 24 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022OR-06239 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | HALLMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 SPRUCE ST, TROY, OH 45373-3827 |
| Document Number | 0000006240 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022OR-06240 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $530.00 (-30.72%) Homeowner's exemption | $34,410 (+16.88%) Land $7,250 Building $27,160 | $98,300 (+16.88%) Land $20,700 Building $77,600 |
| 2024 | $765.00 (-31.82%) Homeowner's exemption | $29,440 (-) Land $7,210 Building $22,230 | |
| 2023 | $1,122.00 (+16.88%) Homeowner's exemption | $29,440 (-) Land $7,210 Building $22,230 | $84,100 (-) Land $20,600 Building $63,500 |
| 2022 | $960.00 Homeowner's exemption | $29,440 Land $7,210 Building $22,230 | $84,100 Land $20,600 Building $63,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1999–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2014, river or lake flooding |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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