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1214 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1214 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage1,406 sqft Living Area
Lot Size13,503 sqft (0.31 acres)
OccupancyOwner Occupied
Last Sale$475,500 (2020)
Tax Bill$16,037.00 (2024)

Owner

Source: McLean County records · APN 15-19-104-002

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1214 SILVER OAK CIR, NORMAL, IL 61761-9401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
HEARTLAND BANK & TRUST CO
Feb 12, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
IAA CU
Oct 10, 2013Warranty Deed, Construction Loan · Line of Credit
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2020 · Amount on Record
Deed SaleFeb 12, 2020 · Amount on Record
Prior SaleOct 10, 2013 · Amount on Record
Deed Doc Number20202702
Record RefreshedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1214 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201900015874
DateOct 03, 2019
Instrument2019-00015874
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateFeb 12, 2020
Property Address1214 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number202000002702
Map ReferenceDOC 2006-12043
Instrument DateJan 31, 2020
Instrument2020-00002702
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$713.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1214 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number202000002703
DateFeb 12, 2020
Instrument2020-00002703
Lender
NameIAA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

October 2013: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 10, 2013
Property Address1214 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number201300025850
Map ReferenceDOC2006-12043
Instrument DateOct 04, 2013
Instrument2013-00025850
Transaction TypeConstruction Loan
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194
InvestorPossibly a Property Investor

Mortgage

Document Number201300025853
DateOct 10, 2013
Instrument2013-00025853
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$222,422 (+21.55%) Land $40,472 Building $181,950$667,266 (+21.55%) Land $121,416 Building $545,850
2024$16,037.00 (+6.89%)
2023$15,003.00$182,989 Land $33,297 Building $149,692$548,967 Land $99,891 Building $449,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN15-19-104-002

Interior

Building Area1,406 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl Exterior
Lot Area13,503 sqft (0.31 acres)

Location & Zoning

Street Address1214 SILVER OAK CIR
CityNORMAL
StateIL
Zip61761-9401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER OAK ESTATES SUB LT 21
Legal Range03E
Legal Township24N
Legal Section19
Legal SubdivisionSILVER OAK ESTATES
Legal Lot Number21
JurisdictionMCLEAN IL
Minor Civil DivisionTOWANDA
Census Blockgroup5
Census Block5107
Census Tract5102

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