1208 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1208 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,767 sqft · built 2017
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Feb 2018)
Tax Bill	$20,170 (2024)
Deeds & Mortgages	Aug 2017 Construction Loan Dec 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-101-029`

Property Details

APN / Parcel Number

Primary APN	`15-19-101-029`

Interior

Stories	1 Story
Building Area	2,767 sqft Living Area
1st Floor Area	2,767 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Street Address	1208 SILVER OAK CIR
City	NORMAL
State	IL
Zip	61761-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER OAK ESTATES SUB LT 7
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	SILVER OAK ESTATES
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records · APN 15-19-101-029

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK & TRUST CO
Dec 11, 2020	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 09, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IAA CU
Oct 10, 2013	Warranty Deed, Construction Loan · Line of Credit HEARTLAND BANK & TRUST CO
Jul 12, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 09, 2018 · Amount on Record
Deed Sale	Feb 09, 2018 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	20182502
Record Updated	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201700014697
Date	Aug 15, 2017
Instrument	2017-00014697

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Mar 09, 2018

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 11, 2020
Property Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202000027097
Map Reference	DOC 2006-12043
Instrument Date	Dec 01, 2020
Instrument	2020-00027097
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 09, 2018
Property Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201800002502
Map Reference	DOC2006-12043
Instrument Date	Jan 12, 2018
Instrument	2018-00002502
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$952.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	201800002503
Date	Feb 09, 2018
Instrument	2018-00002503

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2033

October 2013: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2013
Property Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300025850
Map Reference	DOC2006-12043
Instrument Date	Oct 04, 2013
Instrument	2013-00025850
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194
Investor	Possibly a Property Investor

Mortgage

Document Number	201300025851
Date	Oct 10, 2013
Instrument	2013-00025851

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2013
Property Address	1208 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300017914
Map Reference	DOC2006-00012043
Instrument Date	Jul 03, 2013
Instrument	2013-00017914
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,064 (+21.55%) Land $27,038 Building $251,026	$834,192 (+21.55%) Land $81,114 Building $753,078
2024	$20,170.00 (+6.81%)
2023	$18,884.00	$228,765 Land $22,244 Building $206,521	$686,296 Land $66,732 Building $619,564

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

1208 Silver Oak Cir, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2013: Warranty Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Silver Oak Cir

Nearby Streets

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