McLean County property record for 1210 Silver Oak Cir, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 3,879 sqft · built 2016 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | Individual on Record |
| Tax Bill | $17,203 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2015 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-19-101-030 |
| Primary APN | 15-19-101-030 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,879 sqft Living Area |
| 1st Floor Area | 3,879 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,730 sqft (0.43 acres) |
| Street Address | 1210 SILVER OAK CIR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER OAK ESTATES SUB LT 8 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 19 |
| Legal Subdivision | SILVER OAK ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | TOWANDA |
| Census Block Group | 5 |
| Census Block | 5107 |
| Census Tract | 5102 |
Source: McLean County assessment roll, as of April 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 1210 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Dec 21, 2015 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Oct 10, 2013 | Warranty Deed, Construction Loan · Line of Credit HEARTLAND BANK & TRUST CO |
| Jul 12, 2013 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 |
| Deed Sale | May 20, 2016 |
| Prior Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 20168678 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1210 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202000007468 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-00007468 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1210 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201500024270 |
|---|---|
| Date | Dec 21, 2015 |
| Instrument | 2015-00024270 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jul 15, 2016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 10, 2013 |
| Property Address | 1210 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201300025850 |
| Map Reference | DOC2006-12043 |
| Instrument Date | Oct 4, 2013 |
| Instrument | 2013-00025850 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194 |
| Investor | Possibly a Property Investor |
| Document Number | 201300025851 |
|---|---|
| Date | Oct 10, 2013 |
| Instrument | 2013-00025851 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 12, 2013 |
| Property Address | 1210 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201300017914 |
| Map Reference | DOC2006-00012043 |
| Instrument Date | Jul 3, 2013 |
| Instrument | 2013-00017914 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924 |
| Name | Verified Name |
|---|---|
| Address | 3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405 |
| Investor | Possibly a Property Investor |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,119 (+21.55%) Land $27,038 Building $211,081 | $714,357 (+21.55%) Land $81,114 Building $633,243 | |
| 2024 | $17,203.00 (+6.86%) | ||
| 2023 | $16,098.00 | $195,902 Land $22,244 Building $173,658 | $587,707 Land $66,732 Building $520,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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