1212 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1212 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2019
Square Footage2,042 sqft Living Area
Lot Size15,681 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$513,500 (2019)
Tax Bill$14,043.00 (2024)

Property Details

APN / Parcel Number

Primary APN15-19-104-001

Interior

Building Area2,042 sqft Living Area
1st Floor2,042 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,681 sqft (0.36 acres)

Location & Zoning

Street Address1212 SILVER OAK CIR
CityNORMAL
StateIL
Zip61761-9401
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER OAK ESTATES SUB LT 22
Legal Range03E
Legal Township24N
Legal Section19
Legal SubdivisionSILVER OAK ESTATES
Legal Lot Number22
JurisdictionMCLEAN IL
Minor Civil DivisionTOWANDA
Census Blockgroup5
Census Block5107
Census Tract5102

Owner

Source: McLean County records · APN 15-19-104-001

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1212 SILVER OAK CIR, NORMAL, IL 61761-9401
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
HEARTLAND BANK & TRUST CO
Oct 03, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST FINANCIAL BANK NA
Oct 10, 2013Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2019 · Amount on Record
Deed SaleOct 03, 2019 · Amount on Record
Prior SaleOct 10, 2013 · Amount on Record
Deed Doc Number201915893
Record RefreshedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address1212 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201900007400
DateMay 16, 2019
Instrument2019-00007400
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61702
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term7 Months
DueDec 13, 2019

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 03, 2019
Property Address1212 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number201900015893
Map ReferenceDOC 2006-1204
Instrument DateSep 20, 2019
Instrument2019-00015893
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$770.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1212 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number201900015894
DateOct 03, 2019
Instrument2019-00015894
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

October 2013: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 10, 2013
Property Address1212 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number201300025850
Map ReferenceDOC2006-12043
Instrument DateOct 04, 2013
Instrument2013-00025850
Transaction TypeConstruction Loan
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
Tax$930.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcLean County
County SubdivisionTowanda Township
MunicipalityNormal Town
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$195,567 (+21.55%) Land $27,038 Building $168,529$586,701 (+21.55%) Land $81,114 Building $505,587
2024$14,043.00 (+6.95%)
2023$13,130.00$160,894 Land $22,244 Building $138,650$482,682 Land $66,732 Building $415,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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