1216 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1216 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2,409 sqft · built 2017
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$22,204 (2024)
Deeds & Mortgages	Mar 2012 Mortgage Sep 2014 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-104-003`

Property Details

APN / Parcel Number

Primary APN	`15-19-104-003`

Interior

Stories	2 Stories
Building Area	2,409 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	13,503 sqft (0.31 acres)

Location & Zoning

Street Address	1216 SILVER OAK CIR
City	NORMAL
State	IL
Zip	61761-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER OAK ESTATES SUB LT 20
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	SILVER OAK ESTATES
Legal Lot Number	20
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records · APN 15-19-104-003

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2012	Deed of Trust, Mortgage EARNEST E SEILER
Sep 15, 2014	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Jul 10, 2025	Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 16, 2017	Corporation Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 01, 2012	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Feb 01, 2012 · Amount on Record
Deed Document Number	20259396
Record Updated	Jun 08, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200006359
Date	Mar 13, 2012
Instrument	2012-00006359

Lender

Name	EARNEST E SEILER
Type	Private Party

Agreement

Amount	Amount Recorded

Interest

Max Rate At Change	6%

September 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ILLINOIS TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400016122
Date	Sep 15, 2014
Instrument	2014-00016122

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 10, 2025
Property Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	202500009396
Map Reference	DOC 2006-12043
Instrument Date	Jan 30, 2025
Instrument	2025-00009396
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	202500009397
Date	Jul 10, 2025
Instrument	2025-00009397

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

August 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 16, 2017
Property Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201700014849
Map Reference	DOC2006-12043
Instrument Date	Aug 09, 2017
Instrument	2017-00014849
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1303 TEAROSE LN, BLOOMINGTON, IL 61704-8274

February 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 01, 2012
Property Address	1216 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201200003038
Map Reference	DOC2006-12043
Instrument Date	Jan 27, 2012
Instrument	2012-00003038
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 EASTLAND DR STE 4, 4, BLOOMINGTON, IL 61704-7923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 E WASHINGTON ST, BLOOMINGTON, IL 61701-4229

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$305,436 (+21.55%) Land $40,472 Building $264,964	$916,308 (+21.55%) Land $121,416 Building $794,892
2024	$22,204.00 (+6.79%)
2023	$20,793.00	$251,286 Land $33,297 Building $217,989	$753,859 Land $99,891 Building $653,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1216 Silver Oak Cir, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2014: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2017: Corporation Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2012: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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