12120 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 12120 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,162 sqft · built 1999
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2021)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-24-0115`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-24-0115`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,162 sqft Living Area
Gross Area	2,748 sqft
1st Floor Area	1,162 sqft
Basement Area	806 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	327 ft deep x 294 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	780 sqft
Deck Area	588 sqft
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12120 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A TROMBLEYS ADDN LOT 4 AND NWLY 22 FT OF LOT 3 SW 294X327X140
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	24
Legal Subdivision	TROMBLEYS ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12120 W RIVER RD, CHAMPLIN, MN 55316-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	202110957519
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 5, 2021
Property Address	12120 W RIVER RD, CHAMPLIN, MN 55316-2116
Document Number	0A10957519
Instrument Date	Apr 27, 2021
Instrument	A10957519
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12120 W RIVER RD, CHAMPLIN, MN 55316-2116

Mortgage

Document Number	0A10957520
Date	May 5, 2021
Instrument	A10957520

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (+9.79%)	$369,800 (+3.3%) Land $96,600 Building $273,200	$369,800 (+3.3%) Land $96,600 Building $273,200
2023	$4,004.00 Homeowner's exemption
2022		$358,000 Land $101,000 Building $257,000	$358,000 Land $101,000 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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