12060 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 12060 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,412 sqft · built 1987
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2008)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-13-0043`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-13-0043`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	1,644 sqft
2nd Floor Area	768 sqft
Basement Area	468 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	300 ft deep x 103 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	816 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	54 sqft
Deck Area	500 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	12060 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 002 A MISSISSIPPI SHORES EAST S 103X300X99X330
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	13
Legal Subdivision	MISSISSIPPI SHORES EAST
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1008
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jun 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Sep 23, 2025	Transfer on Death Deed, Transfer
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2008 · Amount on Record
Deed Sale	Mar 26, 2008 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	2008971315
Last Transfer Date	Sep 22, 2025
Transfer Doc	0011404796
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114

Mortgage

Document Number	0A11232353
Date	Sep 21, 2023
Instrument	A11232353

Lender

Name	BELL BANK
Type	Bank
Address	OSSEO, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 5, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114

Mortgage

Document Number	0A11206585
Date	Jun 8, 2023
Instrument	A11206585

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 23, 2025
Property Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114
Document Number	0A11404796
Instrument Date	Sep 22, 2025
Instrument	A11404796
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	12060 W RIVER RD, CHAMPLIN, MN 55316-2114
Document Number	0010740535
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12060 W RIVER RD CHAMPLIN MN 553162114, CHAMPLIN, MN 55316-2114

Mortgage

Document Number	0010740535
Date	Dec 27, 2019
Instrument	10740535

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 26, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,271.00 (+20.78%) Homeowner's exemption	$510,000 (+3.24%) Land $105,800 Building $404,200	$510,000 (+3.24%) Land $105,800 Building $404,200
2024		$494,000 (+7.63%) Land $109,300 Building $384,700	$494,000 (+7.63%) Land $109,300 Building $384,700
2023	$5,192.00 Homeowner's exemption
2022		$459,000 Land $110,000 Building $349,000	$459,000 Land $110,000 Building $349,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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