12119 Emerald Bluff, Indianapolis, IN 46236 Property Records

Marion County property record for 12119 Emerald Bluff, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,147 sqft · built 1994
Lot Size	0.39 acres (16,988 sqft)
Owner	Company Name on File
Last Sale	$327,400 (Mar 2020)
Tax Bill	$5,424 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-15-119-011.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-15-119-011.000-400`
Alternative APN	`4027300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,147 sqft Living Area
Gross Area	4,133 sqft
1st Floor Area	2,602 sqft
Upper Floors Area	1,198 sqft
Basement Area	726 sqft
Finished Basement	545 sqft
Unfinished Basement	181 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12119 EMERALD BLF
City	INDIANAPOLIS
State	IN
Zip	46236-8558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADMIRALS POINTE SEC 7 L 167
Legal Subdivision	ADMIRALS POINTE SEC 7
Legal Lot Number	167
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	330203

Owner

12119 Emerald Bluff is owned by a company that bought it in March 2020 and is owner-occupied.

Source: Marion County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SVCS
Mar 26, 2020	Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE INC
Aug 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ELEMENTS FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Deed Document Number	202032213
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	Apr 16, 2026
Property Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558
Document Number	0000031782
Instrument Date	Apr 10, 2026
Instrument	202631782
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031782,
Date	Apr 16, 2026
Instrument	202631782

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029178
Date	Mar 9, 2022
Instrument	A202200029178

Lender

Name	CARRINGTON MORTGAGE SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 26, 2020
Property Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558
Document Number	0000032213
Map Reference	DOC 87-19406
Instrument Date	Mar 4, 2020
Instrument	A202000032213
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558

Mortgage

Document Number	0000032214
Date	Mar 26, 2020
Instrument	A202000032214

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARION IN
Recording Date	Aug 21, 2019
Property Address	12119 EMERALD BLF, INDIANAPOLIS, IN 46236-8558
Instrument Date	Aug 15, 2019
Instrument	79812
Transaction Type	Construction Loan
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12119 EMERALD BLF INDIANAPOLIS IN 462368558, INDIANAPOLIS, IN 46236-8558

Mortgage

Document Number	0000079812
Date	Aug 21, 2019
Instrument	79812

Lender

Name	ELEMENTS FIN'L FCU
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2020

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$532,900 Land $75,600 Building $457,300	$532,900 Land $75,600 Building $457,300
2024	$5,424.00 (+4.37%)
2023	$5,197.00 (+11.02%) Homeowner's exemption	$475,100 (+12.82%) Land $75,600 Building $399,500	$475,100 (+12.82%) Land $75,600 Building $399,500
2022	$4,681.00 (+13.81%) Homeowner's exemption	$421,100 Land $55,400 Building $365,700	$421,100 Land $55,400 Building $365,700
2021	$4,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12119 Emerald Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12119 Emerald Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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