12051 Emerald Bluff, Indianapolis, IN 46236 Property Records

Marion County property record for 12051 Emerald Bluff, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,563 sqft · built 1989
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$4,798 (2023)
Deeds & Mortgages	May 2021 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-01-15-109-011.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-15-109-011.000-400`
Alternative APN	`4028537`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,563 sqft Living Area
Gross Area	3,327 sqft
1st Floor Area	1,314 sqft
2nd Floor Area	1,249 sqft
Basement Area	764 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4028537
Old Parcel Number	4028537
Street Address	12051 EMERALD BLF
City	INDIANAPOLIS
State	IN
Zip	46236-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADMIRALS POINTE SEC 8 L194
Legal Range	05
Legal Township	17
Legal Section	15
Legal Subdivision	ADMIRALS POINTE SEC 8
Legal Lot Number	194
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	330203

Owner

12051 Emerald Bluff is owned and occupied by an individual who acquired it in August 2011.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12051 EMERALD BLF, INDIANAPOLIS, IN 46236-8556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2011
Deed Sale	Aug 11, 2011
Prior Sale	Jul 22, 2005
Deed Document Number	0000071640
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12051 EMERALD BLF, INDIANAPOLIS, IN 46236-8556
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057833
Date	May 3, 2021
Instrument	A202100057833

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12051 EMERALD BLF, INDIANAPOLIS, IN 46236-8556
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000136641
Date	Dec 30, 2022
Instrument	A202200136641

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2052

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12051 EMERALD BLF, INDIANAPOLIS, IN 46236-8556
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136641
Date	Dec 30, 2022
Instrument	A202200136641

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,798.00 (+13.11%) Homeowner's exemption	$439,000 (+14.86%) Land $74,500 Building $364,500	$439,000 (+14.86%) Land $74,500 Building $364,500
2022	$4,242.00 (+14.43%) Homeowner's exemption	$382,200 Land $52,300 Building $329,900	$382,200 Land $52,300 Building $329,900
2021	$3,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12051 Emerald Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12051 Emerald Bluff is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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