12090 Emerald Bluff, Indianapolis, IN 46236 Property Records

Marion County property record for 12090 Emerald Bluff, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,420 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$4,309 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`49-01-15-119-014.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-15-119-014.000-400`
Alternative APN	`4027303`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,420 sqft Living Area
Gross Area	4,701 sqft
1st Floor Area	1,633 sqft
2nd Floor Area	1,281 sqft
Attic	Attic
Attic Area	506 sqft
Basement Area	1,281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4027303
Old Parcel Number	4027303
Street Address	12090 EMERALD BLF
City	INDIANAPOLIS
State	IN
Zip	46236-8555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ADMIRALS POINTE SEC 7 L 170
Legal Range	05
Legal Township	17
Legal Section	15
Legal Subdivision	ADMIRALS POINTE SEC 7
Legal Lot Number	170
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	330203

Owner

12090 Emerald Bluff is owned and occupied by an individual who acquired it in August 2019.

Source: Marion County records, as of May 10, 2024

Owner of Record	Individual Name on File
Mailing Address	12090 EMERALD BLF, INDIANAPOLIS, IN 46236-8555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 28, 2019	Warranty Deed, Construction Loan · Construction Mortgage TUCKER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019
Deed Sale	Aug 28, 2019
Prior Sale	Dec 2, 2009
Deed Document Number	0000082727
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12090 EMERALD BLF, INDIANAPOLIS, IN 46236-8555
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057778
Date	Apr 30, 2021
Instrument	A202100057778

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 28, 2019
Property Address	12090 EMERALD BLF, INDIANAPOLIS, IN 46236-8555
Document Number	0000082727
Instrument Date	Aug 15, 2019
Instrument	A201900082727
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12090 EMERALD BLF, INDIANAPOLIS, IN 46236-8555

Mortgage

Document Number	0000082728
Date	Aug 28, 2019
Instrument	A201900082728

Lender

Name	TUCKER MORTGAGE LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,309.00 (+12.71%) Homeowner's exemption	$394,700 (+14.41%) Land $71,100 Building $323,600	$394,700 (+14.41%) Land $71,100 Building $323,600
2022	$3,823.00 (+14.46%) Homeowner's exemption	$345,000 Land $52,100 Building $292,900	$345,000 Land $52,100 Building $292,900
2021	$3,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12090 Emerald Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12090 Emerald Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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