12081 Emerald Bluff, Indianapolis, IN 46236 Property Records

Marion County property record for 12081 Emerald Bluff, Indianapolis, IN 46236

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,496 sqft · built 1990
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Tax Bill$4,327 (2023)
Flood ZoneZone X (minimal risk)
APN49-01-15-109-014.000-400

Property Details

APN / Parcel Number

Primary APN49-01-15-109-014.000-400
Alternative APN
  • 4028540

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,496 sqft Living Area
Gross Area3,612 sqft
1st Floor Area1,326 sqft
2nd Floor Area1,170 sqft
Basement Area1,116 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number4028540
Old Parcel Number4028540
Street Address12081 EMERALD BLF
CityINDIANAPOLIS
StateIN
Zip46236-8556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADMIRALS POINTE SEC 8 L197
Legal Range05
Legal Township17
Legal Section15
Legal SubdivisionADMIRALS POINTE SEC 8
Legal Lot Number197
JurisdictionMARION IN
Township / Civil DivisionLAWRENCE
Census Block Group1
Census Block1015
Census Tract330203

Owner

12081 Emerald Bluff is owned and occupied by two individuals.

Source: Marion County records, as of May 10, 2024

Owner of Record2 Individual Names on File
Mailing Address12081 EMERALD BLF, INDIANAPOLIS, IN 46236-8556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionLawrence Township
Consolidated CityIndianapolis City
Unified School DistrictLawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,327.00 (+13.69%) Homeowner's exemption$396,300 (+15.37%) Land $74,500 Building $321,800$396,300 (+15.37%) Land $74,500 Building $321,800
2022$3,806.00 (+14.33%) Homeowner's exemption$343,500 Land $52,300 Building $291,200$343,500 Land $52,300 Building $291,200
2021$3,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12081 Emerald Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12081 Emerald Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Emerald Bluff

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