12108 Emerald Bluff, Indianapolis, IN 46236 Property Records

Marion County property record for 12108 Emerald Bluff, Indianapolis, IN 46236

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,684 sqft · built 1991
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,944 (2024)
Deeds & Mortgages	Dec 2025 Transfer May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-01-15-119-015.000-400`

Property Details

APN / Parcel Number

Primary APN	`49-01-15-119-015.000-400`
Alternative APN	`4027304`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,306 sqft
2nd Floor Area	850 sqft
Upper Floors Area	850 sqft
Attic	Attic
Attic Area	528 sqft
Basement Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	4027304
Street Address	12108 EMERALD BLF
City	INDIANAPOLIS
State	IN
Zip	46236-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADMIRALS POINTE SEC 7 LOT 171
Legal Range	05
Legal Township	17
Legal Section	15
Legal Subdivision	ADMIRALS POINTE SEC 7
Legal Lot Number	171
Jurisdiction	MARION IN
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1015
Census Tract	330203

Owner

12108 Emerald Bluff is owned and occupied by two individuals.

Source: Marion County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12108 EMERALD BLF, INDIANAPOLIS, IN 46236-8557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Transfer on Death Deed, Transfer
May 25, 2017	Deed of Trust, Mortgage FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	Dec 5, 2025
Property Address	12108 EMERALD BLF, INDIANAPOLIS, IN 46236-8557
Document Number	0000104609
Map Reference	IN 8719406
Instrument Date	Dec 4, 2025
Instrument	A202500104609
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12108 EMERALD BLF, INDIANAPOLIS, IN 46236-8557

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	12108 EMERALD BLF, INDIANAPOLIS, IN 46236-8557
Document Number	0000062582
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12108 EMERALD BLF INDIANAPOLIS IN 462368557, INDIANAPOLIS, IN 46236-8557

Mortgage

Document Number	0000062582
Date	Jun 2, 2017
Instrument	62582

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Lawrence Township
Consolidated City	Indianapolis City
Unified School District	Lawrence Township Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,944.00 (+5.39%) Homeowner's exemption	$449,800 (+4.78%) Land $69,800 Building $380,000	$449,800 (+4.78%) Land $69,800 Building $380,000
2023	$4,691.00 (+12.25%) Homeowner's exemption	$429,300 (+13.99%) Land $69,800 Building $359,500	$429,300 (+13.99%) Land $69,800 Building $359,500
2022	$4,179.00 (+11.95%) Homeowner's exemption	$376,600 Land $51,200 Building $325,400	$376,600 Land $51,200 Building $325,400
2021	$3,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12108 Emerald Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12108 Emerald Bluff has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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