McLean County property record for 1202 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,563 sqft Living Area |
| Lot Size | 15,681 sqft (0.36 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $439,000 (2014) |
| Tax Bill | $14,971.00 (2024) |
| Primary APN | 15-19-101-026 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,563 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,681 sqft (0.36 acres) |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1202 SILVER OAK CIR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SILVER OAK ESTATES SUB LT 4 |
| Legal Range | 03E |
| Legal Township | 24N |
| Legal Section | 19 |
| Legal Subdivision | SILVER OAK ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | TOWANDA |
| Census Blockgroup | 5 |
| Census Block | 5107 |
| Census Tract | 5102 |
Source: McLean County records · APN 15-19-101-026
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 16, 2014 | Deed of Trust, Mortgage · Line of Credit CIBM BANK |
| Jul 20, 2015 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Mar 03, 2014 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Oct 10, 2013 | Warranty Deed, Construction Loan · Line of Credit HEARTLAND BANK & TRUST CO |
| Jul 12, 2013 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2014 · Amount on Record |
| Deed Sale | Mar 03, 2014 · Amount on Record |
| Prior Sale | Oct 10, 2013 · Amount on Record |
| Deed Doc Number | 20143391 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 202000023504 |
|---|---|
| Date | Nov 02, 2020 |
| Instrument | 2020-00023504 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201400018198 |
|---|---|
| Date | Oct 16, 2014 |
| Instrument | 2014-00018198 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201500012697 |
|---|---|
| Date | Jul 20, 2015 |
| Instrument | 2015-00012697 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 03, 2014 |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201400003391 |
| Map Reference | DOC2006-12043 |
| Instrument Date | Feb 28, 2014 |
| Instrument | 2014-00003391 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $658.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201400003392 |
|---|---|
| Date | Mar 03, 2014 |
| Instrument | 2014-00003392 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2044 |
| Rate | 4.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 10, 2013 |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201300025850 |
| Map Reference | DOC2006-12043 |
| Instrument Date | Oct 04, 2013 |
| Instrument | 2013-00025850 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194 |
| Investor | Possibly a Property Investor |
| Document Number | 201300025851 |
|---|---|
| Date | Oct 10, 2013 |
| Instrument | 2013-00025851 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jul 12, 2013 |
| Property Address | 1202 SILVER OAK CIR, NORMAL, IL 61761-9401 |
| Document Number | 201300017914 |
| Map Reference | DOC2006-00012043 |
| Instrument Date | Jul 03, 2013 |
| Instrument | 2013-00017914 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $975.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924 |
| Name | Verified Name |
|---|---|
| Address | 3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405 |
| Investor | Possibly a Property Investor |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Towanda Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,067 (+21.55%) Land $35,177 Building $172,890 | $624,201 (+21.55%) Land $105,531 Building $518,670 | |
| 2024 | $14,971.00 (+6.92%) | ||
| 2023 | $14,002.00 | $171,178 Land $28,940 Building $142,238 | $513,534 Land $86,820 Building $426,714 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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