1210 E Adams Dr, Franklin, IN 46131 Property Records

Johnson County property record for 1210 E Adams Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1966
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$282,800 (Sep 2026)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41001342025/00`

Property Details

APN / Parcel Number

Primary APN	`41001342025/00`
Alternative APNs	`41-08-13-031-026.000-018` `00001084021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	1,438 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	916 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084021
Street Address	1210 E ADAMS DR
City	FRANKLIN
State	IN
Zip	46131-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTTEUS SUB DIV LOT 25 MP FRANKLIN COMMUNI
Legal Subdivision	PORTTEUS SUB
Legal Lot Number	25
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1026
Census Tract	611100

Owner

1210 E Adams Dr is owned and occupied by an individual who bought it in September 2026.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Sep 9, 2026	Warranty Deed, Transfer · Line of Credit NATIONAL BANK
Nov 4, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 28, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Dec 11, 2024	Warranty Deed, Transfer · Conventional Mortgage MUTUAL SAVINGS BANK
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Oct 28, 2025 · Amount on File
Deed Document Number	202618911
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	2021030129
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Sep 24, 2026
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	0000019975
Instrument Date	Sep 15, 2026
Instrument	202619975
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906

Mortgage

Document Number	0000019975,
Date	Sep 24, 2026
Instrument	202619975

Lender

Name	NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2036

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 9, 2026
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	0000018911
Instrument Date	Sep 4, 2026
Instrument	202618911
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906

Mortgage

Document Number	0000018912,
Date	Sep 9, 2026
Instrument	202618912

Lender

Name	NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024019254
Date	Nov 4, 2024
Instrument	2024-019254

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Oct 18, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Oct 28, 2025
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	2025021776
Map Reference	PB 4 PG 20
Instrument Date	Oct 22, 2025
Instrument	2025-021776
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, HB

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2069 W 300 S, FRANKLIN, IN 46131-8650

Mortgage

Document Number	2025021777
Date	Oct 28, 2025
Instrument	2025-021777

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2045

Interest

Rate Type	Fixed Rate
Rate	6%

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 11, 2024
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	2024021524
Map Reference	PB 4 PG 20
Instrument Date	Nov 4, 2024
Instrument	2024-021524
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906

Mortgage

Document Number	2024021525
Date	Dec 11, 2024
Instrument	2024-021525

Lender

Name	MUTUAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JOHNSON IN
Recording Date	Oct 7, 2021
Property Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906
Document Number	2021030129
Map Reference	PB 4 PG 20
Instrument Date	Sep 15, 2021
Instrument	2021-030129
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	UNKNOWN, QUALITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 E ADAMS DR, FRANKLIN, IN 46131-1906

Mortgage

Document Number	2021030130
Date	Oct 7, 2021
Instrument	2021-030130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1210 E Adams Dr was $2,581 with a homeowner's exemption, up 14.3% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,581.00 (+14.25%) Homeowner's exemption	$255,100 (+24.38%) Land $39,100 Building $216,000	$255,100 (+24.38%) Land $39,100 Building $216,000
2024	$2,259.00 (-7.08%) Homeowner's exemption	$205,100 (+2.4%) Land $39,100 Building $166,000	$205,100 (+2.4%) Land $39,100 Building $166,000
2023	$2,431.00 (+15.21%) Homeowner's exemption	$200,300 (+12.97%) Land $39,100 Building $161,200	$200,300 (+12.97%) Land $39,100 Building $161,200
2022	$2,110.00 Homeowner's exemption	$177,300 Land $28,500 Building $148,800	$177,300 Land $28,500 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 E Adams Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2008–2025)
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 E Adams Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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