121 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 121 S River Rd, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 8,241 sqft · built 2001
Lot Size1.7 acres (74,444 sqft)
OwnerIndividual Name on Record
Tax Bill$10,884 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN018B083540300600

Property Details

APN / Parcel Number

Primary APN018B083540300600
Alternative APNs
  • 23-06-35-403-006.000-016
  • 00000993809
  • 0180085501

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area8,241 sqft Living Area
1st Floor Area8,241 sqft
Basement Area2,750 sqft
Finished Basement2,750 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area74,444 sqft (1.7 acres)
Lot Dimensions498 ft deep x 150 ft wide
Garage TypeMixed
Garage Area2,011 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000993809
Street Address121 S RIVER RD
CityCOVINGTON
StateIN
Zip47932-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description018-00855-01 MCDONALD CRAIN SEC SUBDIVISION LOT 6 MP B08-35-403-00600
Legal SubdivisionMCDONALD CRAIN SEC SUB
Legal Lot Number6
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group4
Census Block4043
Census Tract957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 S RIVER RD, COVINGTON, IN 47932-8500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS BANK
Oct 25, 2017Warranty Deed, Transfer
NOT AVAILABLE, PARTNER S TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2017
Deed SaleOct 25, 2017
Deed Document Number20172300
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address121 S RIVER RD, COVINGTON, IN 47932-8500
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202002757
DateOct 29, 2020
Instrument202002757
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 1, 2045
Interest
Rate TypeFixed Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateOct 25, 2017
Property Address121 S RIVER RD, COVINGTON, IN 47932-8500
Document Number0201702300
Instrument DateSep 8, 2017
Instrument201702300
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNOT AVAILABLE, PARTNER S TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 S RIVER RD, COVINGTON, IN 47932-8500

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
MunicipalityCovington City
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,884.00 (+60.86%) Homeowner's exemption$1,114,100 (+58.79%) Land $59,400 Building $1,054,700$1,114,100 (+58.79%) Land $59,400 Building $1,054,700
2024$6,766.00 (-11.17%)
2023$7,617.00 (+27.08%)$701,600 (+26.73%) Land $49,400 Building $652,200$701,600 (+26.73%) Land $49,400 Building $652,200
2022$5,994.00 Homeowner's exemption$553,600 Land $48,800 Building $504,800$553,600 Land $48,800 Building $504,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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