125 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 125 S River Rd, Covington, IN 47932

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,818 sqft · built 1995
Lot Size2.31 acres (100,754 sqft)
OwnerIndividual Name on Record
Tax Bill$2,092 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2018 Sale
Flood ZoneZone X (minimal risk)
APN017B083540300800

Property Details

APN / Parcel Number

Primary APN017B083540300800
Alternative APNs
  • 23-06-35-403-008.000-015
  • 00000993817
  • 0170085700

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area2,818 sqft Living Area
1st Floor Area2,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area100,754 sqft (2.31 acres)
Lot Dimensions455 ft deep x 150 ft wide
Garage TypeMixed
Garage Area1,392 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000993817
Street Address125 S RIVER RD
CityCOVINGTON
StateIN
Zip47932-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOVIN
Legal Description017-00857-00 MCDONALD CRAIN 2ND SUBDIV 8 MCDONALD CRAIN 2ND SUBDIV (EXC 75' SSD) 9 MP 017-B08-35-403-00800
Legal SubdivisionMCDONALD & CRAINS SECOND SUBDIVISION
JurisdictionFOUNTAIN IN
Township / Civil DivisionTROY
Census Block Group4
Census Block4034
Census Tract957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address125 S RIVER RD, COVINGTON, IN 47932-8500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 25, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2018
Deed SaleJan 25, 2018
Deed Document Number2018180
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOUNTAIN IN
Property Address125 S RIVER RD, COVINGTON, IN 47932-8500
Transaction TypeMortgage
Record UpdatedAug 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202000408
DateFeb 24, 2020
Instrument202000408
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOUNTAIN IN
Recording DateJan 25, 2018
Property Address125 S RIVER RD, COVINGTON, IN 47932-8500
Document Number0201800180
Instrument DateJan 11, 2018
Instrument201800180
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 S RIVER RD, COVINGTON, IN 47932-8500

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyFountain County
County SubdivisionTroy Township
Unified School DistrictCovington Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,092.00 (+0.1%) Homeowner's exemption$394,900 (+10.68%) Land $97,000 Building $297,900$394,900 (+10.68%) Land $97,000 Building $297,900
2024$2,090.00 (-5.3%)
2023$2,207.00 (+3.96%)$356,800 (+6.54%) Land $97,000 Building $259,800$356,800 (+6.54%) Land $97,000 Building $259,800
2022$2,123.00$334,900 Land $91,000 Building $243,900$334,900 Land $91,000 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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