113 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 113 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,577 sqft · built 2010
Lot Size	1.84 acres (80,281 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jul 2022)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B083540300200`

Property Details

APN / Parcel Number

Primary APN	`018B083540300200`
Alternative APNs	`23-06-35-403-002.000-016` `00000993797` `0180085101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,577 sqft Living Area
1st Floor Area	2,577 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	80,281 sqft (1.84 acres)
Lot Dimensions	508 ft deep x 158 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000993797
Street Address	113 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00851-01 MCDONALD CRAIN 2ND SUBDIVISION LOT 2 MP B08-35-403-00200
Legal Subdivision	MCDONALD CRAIN 2ND SUB
Legal Lot Number	2
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4043
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 S RIVER RD, COVINGTON, IN 47932-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20223056
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Jul 29, 2022
Property Address	113 S RIVER RD, COVINGTON, IN 47932-8500
Document Number	0202201871
Instrument Date	Jul 20, 2022
Instrument	202201871
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 S RIVER RD, COVINGTON, IN 47932-8500

Mortgage

Document Number	0202201872
Date	Jul 29, 2022
Instrument	202201872

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+6.08%) Homeowner's exemption	$455,400 (+16.86%) Land $60,400 Building $395,000	$455,400 (+16.86%) Land $60,400 Building $395,000
2024	$4,060.00 (+2.42%)
2023	$3,964.00 (+37.5%)	$389,700 (+34.66%) Land $50,400 Building $339,300	$389,700 (+34.66%) Land $50,400 Building $339,300
2022	$2,883.00 Homeowner's exemption	$289,400 Land $49,600 Building $239,800	$289,400 Land $49,600 Building $239,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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