Fountain County property record for 123 S River Rd, Covington, IN 47932
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,884 sqft · built 1994 |
| Lot Size | 1.63 acres (71,221 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jun 2022) |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B083540300700 |
| Primary APN | 018B083540300700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 2,884 sqft Living Area |
| 1st Floor Area | 2,356 sqft |
| Attic | Attic |
| Attic Area | 1,056 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 71,221 sqft (1.63 acres) |
| Lot Dimensions | 477 ft deep x 150 ft wide |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000993813 |
|---|---|
| Street Address | 123 S RIVER RD |
| City | COVINGTON |
| State | IN |
| Zip | 47932-8500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COVIN |
| Legal Description | 018-00856-01 MCDONALD CRAIN SEC SUBDIVISION LOT 7 MP 018-B08-35-403-00700 |
| Legal Subdivision | MCDONALD CRAIN SEC SUB |
| Legal Lot Number | 7 |
| Jurisdiction | FOUNTAIN IN |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 957800 |
Source: Fountain County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage PLUS RELOCATION MORTGAGE LLC |
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Prior Sale | Apr 20, 2020 · Amount on File |
| Deed Document Number | 20222917 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Property Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202400893 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 202400893 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Jun 3, 2022 |
| Property Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Document Number | 0202201337 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 202201337 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Document Number | 0202201338 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 202201338 |
| Name | PLUS RELOCATION MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FOUNTAIN IN |
| Recording Date | Apr 20, 2020 |
| Property Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Document Number | 0202000870 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 202000870 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | PARTNERS TITLE COMPANY, PARTNERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S RIVER RD, COVINGTON, IN 47932-8500 |
| Document Number | 0202000871 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202000871 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Fountain County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fountain County |
| County Subdivision | Troy Township |
| Municipality | Covington City |
| Unified School District | Covington Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,462.00 (+3.33%) Homeowner's exemption | $472,400 (+13.83%) Land $58,900 Building $413,500 | $472,400 (+13.83%) Land $58,900 Building $413,500 |
| 2024 | $4,318.00 (+2.86%) | ||
| 2023 | $4,198.00 (+23.07%) | $415,000 (+20.74%) Land $48,900 Building $366,100 | $415,000 (+20.74%) Land $48,900 Building $366,100 |
| 2022 | $3,411.00 Homeowner's exemption | $343,700 Land $48,400 Building $295,300 | $343,700 Land $48,400 Building $295,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures