111 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 111 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,413 sqft · built 1997
Lot Size	1.91 acres (83,592 sqft)
Owner	Individual Name on Record
Last Sale	$374,100 (Aug 2020)
Tax Bill	$4,451 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`018B083540300100`

Property Details

APN / Parcel Number

Primary APN	`018B083540300100`
Alternative APNs	`23-06-35-403-001.000-016` `00000993792` `0180085001`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,413 sqft
Basement Area	1,206 sqft
Finished Basement	1,206 sqft
Game Room	Game Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	83,592 sqft (1.91 acres)
Lot Dimensions	482 ft deep x 264 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pool Area	448 sqft
Bath House	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000993792
Street Address	111 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-00850-01 MCDONALD CRAIN 2ND SUBDIVISION LOT 1 MP B08-35-403-00100
Legal Subdivision	MCDONALD AND CRAIN'S SECOND SUBDIVISION
Legal Lot Number	1
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4043
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 S RIVER RD, COVINGTON, IN 47932-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Nov 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Nov 14, 2018
Deed Document Number	20202022
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Aug 24, 2020
Property Address	111 S RIVER RD, COVINGTON, IN 47932-8500
Document Number	0202002022
Instrument Date	Aug 19, 2020
Instrument	202002022
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	111 S RIVER RD, COVINGTON, IN 47932-8500
Investor	Possibly a Property Investor

Mortgage

Document Number	0202002023
Date	Aug 24, 2020
Instrument	202002023

Lender

Name	FIRST SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOUNTAIN IN
Recording Date	Nov 14, 2018
Property Address	111 S RIVER RD, COVINGTON, IN 47932-8500
Document Number	0201802504
Instrument Date	Nov 9, 2018
Instrument	201802504
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 S RIVER RD, COVINGTON, IN 47932-8500

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,451.00 (+6.84%) Homeowner's exemption	$470,600 (+16.28%) Land $59,600 Building $411,000	$470,600 (+16.28%) Land $59,600 Building $411,000
2024	$4,166.00 (-1.68%)
2023	$4,237.00 (+23.17%)	$404,700 (+21.31%) Land $49,600 Building $355,100	$404,700 (+21.31%) Land $49,600 Building $355,100
2022	$3,440.00 Homeowner's exemption	$333,600 Land $48,900 Building $284,700	$333,600 Land $48,900 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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