113 Phantom Crk, Cibolo, TX 78108 Property Records

Guadalupe County property record for 113 Phantom Crk, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,790 sqft · built 2003
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$333,047 (Jul 2023)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G0969502300300000`

Property Details

APN / Parcel Number

Primary APN	`1G0969502300300000`
Alternative APNs	`000000112151` `000000209141` `000000286097` `112151`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	1,344 sqft
2nd Floor Area	1,446 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	120 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	45 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 PHANTOM CRK
City	CIBOLO
State	TX
Zip	78108-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON RIDGE UNIT #5 BLOCK 23 LOT 3 0.168 AC
Legal Subdivision	FALCON RIDGE UNIT #5
Legal Tract	3
Legal Block	23
Legal Lot Number	3
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	2
Census Block	2009
Census Tract	210716

Owner

Source: Guadalupe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 6, 2022	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 16, 2022	Vendor's Lien, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 20, 2018	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Apr 7, 2017	Vendor's Lien, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jun 16, 2022 · Amount on Record
Deed Document Number	202318118
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	0000018118
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Jul 20, 2023
Property Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099018118
Map Reference	VOL 6 PG 637
Instrument Date	Jul 10, 2023
Instrument	202399018118
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	NC TITLE COMPANY, NETCO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099018119
Date	Jul 20, 2023
Instrument	202399018119

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099017852
Date	Jun 6, 2022
Instrument	202299017852

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2051

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jun 16, 2022
Property Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0099018709
Map Reference	VOL 6 PG 637
Instrument Date	Jun 15, 2022
Instrument	202299018709
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PHANTOM CRK # 113, 113, CIBOLO, TX 78108-4277

Mortgage

Document Number	0099018710
Date	Jun 16, 2022
Instrument	202299018710

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013520
Date	Jun 20, 2018
Instrument	201800013520

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Apr 7, 2017
Property Address	113 PHANTOM CRK, CIBOLO, TX 78108-4277
Document Number	0000007812
Map Reference	VOL06 PG561
Instrument Date	Mar 30, 2017
Instrument	2017007812
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	INDEPENDENCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 DNATOM CREEK, CIBOLO, TX 78108

Mortgage

Document Number	0000007813
Date	Apr 7, 2017
Instrument	2017007813

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,830 (-0.57%) Land $46,561 Building $284,269	$330,830 (-0.57%) Land $46,561 Building $284,269
2025	$4,895.00 (-25.63%) Homeowner's exemption	$332,725 (-10.59%) Land $38,913 Building $293,812	$332,725 (-10.59%) Land $38,913 Building $293,812
2024	$6,582.00 (-8.46%)
2023	$7,190.00 (-3.02%)	$372,148 (+8.01%) Land $54,239 Building $317,909	$372,148 (+8.01%) Land $54,239 Building $317,909
2022	$7,414.00	$344,536 Land $52,000 Building $292,536	$344,536 Land $52,000 Building $292,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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