113 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 113 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,085 sqft · built 2010
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,702 (May 2023)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045344286`

Property Details

APN / Parcel Number

Primary APN	`0045344286`
Alternative APNs	`384308` `831391`

Interior

Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	1,209 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	113 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0006
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: Bell County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 14, 2020	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 8, 2017	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	202318424
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0000035135
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 2, 2023
Property Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000018424
Map Reference	CAB D SL 119-C&D
Instrument Date	Apr 26, 2023
Instrument	2023018424
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000018425
Date	May 2, 2023
Instrument	2023018425

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 14, 2020
Property Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000035135
Map Reference	CABD SL 119C
Instrument Date	Jul 10, 2020
Instrument	2020-00035135
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6113 WOLFING OF, 6113, TEMPLE, TX 76502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000035136
Date	Jul 14, 2020
Instrument	2020-00035136

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 8, 2017
Property Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000033186
Map Reference	CAB D SL119-C&D
Instrument Date	Aug 4, 2017
Instrument	2017-00033186
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MCGUGAN LN, TEMPLE, TX 76502-3527

Mortgage

Document Number	0000033187
Date	Aug 8, 2017
Instrument	2017-00033187

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00 (+19.54%)	$273,619 (-6.77%) Land $40,000 Building $233,619	$273,619 (-6.77%) Land $40,000 Building $233,619
2023	$3,527.00 (-13.38%) Homeowner's exemption	$293,491 Land $35,000 Building $258,491	$293,491 Land $35,000 Building $258,491
2022	$4,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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