Hampden County and Westfield City property record for 121 Main St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,111 sqft · built 1910 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $142,900 (Jan 2003) |
| Tax Bill | $4,575 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:14 L:45 |
| Primary APN | WFLD M:14 L:45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,111 sqft Living Area |
| Gross Area | 4,305 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,100 sqft (0.324 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 121 MAIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 45 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 812702 |
121 Main St is held in a trust since June 2026.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 121 MAIN ST, WESTFIELD, MA 01085-3122 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Feb 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2003 · Amount on File |
| Deed Sale | Jan 8, 2003 · Amount on File |
| Deed Document Number | 200315202 |
| Deed Book / Page | 12857 / 375 |
| Last Transfer Date | Jun 16, 2026 |
| Transfer Doc | 0000028897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 24, 2026 |
| Property Address | 121 MAIN ST, WESTFIELD, MA 01085-3122 |
| Document Number | 0000028897 |
| Book / Page | 26387 / 11 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202628897 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 MAIN ST, WESTFIELD, MA 01085-3122 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 121 MAIN ST, WESTFIELD, MA 01085-3122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24147-386 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 24147/386 |
| Instrument | 68174 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 121 MAIN ST, WESTFIELD, MA 01085-3122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22561-4 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 22561/4 |
| Instrument | 8873 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 121 Main St was $4,575, up 11.7% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,575.00 (+11.67%) | $306,400 (+13.52%) Land $76,800 Building $229,600 | $312,492 (-2.39%) |
| 2025 | $4,097.00 | $269,900 Land $79,200 Building $190,700 | $320,150 (+4.4%) |
| 2024 | $306,660 | ||
| 2023 | $3,773.00 | $222,200 Land $68,500 Building $153,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Main St in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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