Hampden County and Westfield City property record for 110 Main St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 3.5 ba · 3,661 sqft · built 1914 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Nov 2019) |
| Tax Bill | $5,317 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:8 L:6 |
| Primary APN | WFLD M:8 L:6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,661 sqft Living Area |
| Gross Area | 6,524 sqft |
| Basement Area | 1,546 sqft |
| Unfinished Basement | 1,546 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 9,999 sqft (0.23 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 110 MAIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3124 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RC |
| Legal Lot Number | 6 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 812702 |
110 Main St, a duplex, is owned and occupied by an individual who bought it in November 2019.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 MAIN ST, WESTFIELD, MA 01085-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU |
| Nov 20, 2019 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jun 23, 2017 | Quit Claim Deed, Transfer WESTFIELD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on File |
| Deed Sale | Nov 20, 2019 · Amount on File |
| Prior Sale | Aug 19, 2014 · Amount on File |
| Deed Document Number | 201968320 |
| Deed Book / Page | 22961 / 565 |
| Prior Transfer Date | Nov 15, 2019 |
| Prior Transfer Doc | 22961-565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 110 MAIN ST, WESTFIELD, MA 01085-3124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22186-91 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 22186/91 |
| Instrument | 28358 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Nov 20, 2019 |
| Property Address | 110 MAIN ST, WESTFIELD, MA 01085-3124 |
| Document Number | 22961-565 |
| Book / Page | 22961 / 565 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 68320 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 275 MORTON ST, SPRINGFIELD, MA 01119-1917 |
| Document Number | 68321 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 68321 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jun 23, 2017 |
| Property Address | 110 MAIN ST, WESTFIELD, MA 01085-3124 |
| Document Number | 21735-516 |
| Book / Page | 21735 / 516 |
| Instrument | 35058 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $41.54 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 MAIN ST, WESTFIELD, MA 01085-3124 |
| Document Number | 21735-519 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 21735/519 |
| Instrument | 35059 |
| Name | WESTFIELD BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2047 |
The 2026 property tax bill for 110 Main St was $5,317, up 12.5% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,317.00 (+12.48%) | $356,100 (+14.35%) Land $75,700 Building $280,400 | $399,166 |
| 2025 | $4,727.00 | $311,400 Land $78,000 Building $233,400 | |
| 2023 | $4,349.00 | $256,100 Land $67,500 Building $188,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 110 Main St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 110 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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