Hampden County and Westfield City property record for 128 Main St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2.5 ba · 4,552 sqft · built 1920 |
| Lot Size | 0.436 acres (19,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Apr 2023) |
| Tax Bill | $7,214 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:8 L:97 |
| Primary APN | WFLD M:8 L:97 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,552 sqft Living Area |
| Gross Area | 6,919 sqft |
| Basement Area | 1,719 sqft |
| Unfinished Basement | 1,719 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,013 sqft (0.436 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 128 MAIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3142 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RC |
| Legal Lot Number | 97 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 812702 |
128 Main St, a duplex, is owned and occupied by two individuals who bought it in April 2023.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 MAIN ST, WESTFIELD, MA 01085-3142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PS FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Prior Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 202316093 |
| Deed Book / Page | 24966 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Apr 10, 2023 |
| Property Address | 128 MAIN ST, WESTFIELD, MA 01085-3142 |
| Document Number | 024966-210 |
| Book / Page | 24966 / 210 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 16093 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 MAIN ST, WESTFIELD, MA 01085-3142 |
| Document Number | 0000016094 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 16094 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 13, 2021 |
| Property Address | 128 MAIN ST, WESTFIELD, MA 01085-3142 |
| Document Number | 24116-144 |
| Book / Page | 24116 / 144 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 64163 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 BREIGHLY WAY, WESTFIELD, MA 01085-4868 |
| Document Number | 64164 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 64164 |
| Name | PS FUNDING INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 128 Main St was $7,214, up 14.2% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,214.00 (+14.24%) | $483,200 (+16.15%) Land $78,300 Building $404,900 | $447,326 |
| 2025 | $6,315.00 | $416,000 Land $80,600 Building $335,400 | |
| 2023 | $4,659.00 | $274,400 Land $69,800 Building $204,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Main St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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