Hampden County and Westfield City property record for 107 Main St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,205 sqft · built 1920 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Feb 2021) |
| Tax Bill | $6,044 (2026) |
| Deeds & Mortgages | Aug 2023 Transfer Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:14 L:72 |
| Primary APN | WFLD M:14 L:72 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,205 sqft Living Area |
| Gross Area | 5,708 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,364 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 9,900 sqft (0.227 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 107 MAIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Lot Number | 72 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 812702 |
107 Main St is owned and occupied by an individual who acquired it in August 2023.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 MAIN ST, WESTFIELD, MA 01085-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 18, 2021 | Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2021 · Amount on File |
| Deed Sale | Feb 18, 2021 · Amount on File |
| Prior Sale | Dec 20, 2006 · Amount on File |
| Deed Document Number | 202111320 |
| Deed Book / Page | 23716 / 39 |
| Last Transfer Date | Aug 11, 2023 |
| Transfer Doc | 025115-300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 14, 2023 |
| Property Address | 107 MAIN ST, WESTFIELD, MA 01085-3122 |
| Document Number | 025115-300 |
| Book / Page | 25115 / 300 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 37787 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 MAIN ST, WESTFIELD, MA 01085-3122 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 18, 2021 |
| Property Address | 107 MAIN ST, WESTFIELD, MA 01085-3122 |
| Document Number | 23716-39 |
| Book / Page | 23716 / 39 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 11320 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 WHITNEY AVE APT 4B, 4B, HOLYOKE, MA 01040-2723 |
| Investor | Possibly a Property Investor |
| Document Number | 11321 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 11321 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 107 Main St was $6,044, up 13.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,044.00 (+13.76%) | $404,800 (+15.66%) Land $75,600 Building $329,200 | $372,404 (-0.38%) |
| 2025 | $5,313.00 | $350,000 Land $77,900 Building $272,100 | $373,825 (-0.81%) |
| 2024 | $376,865 | ||
| 2023 | $4,843.00 | $285,200 Land $67,500 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Main St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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