Hampden County and Westfield City property record for 126 Main St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 3,086 sqft · built 1914 |
| Lot Size | 0.419 acres (18,262 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,569 (2026) |
| Deeds & Mortgages | Sep 2026 Sale Aug 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | WFLD M:8 L:77 |
| Primary APN | WFLD M:8 L:77 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 5,678 sqft |
| Basement Area | 1,241 sqft |
| Unfinished Basement | 1,241 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Other |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 18,262 sqft (0.419 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 126 MAIN ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3366 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RC |
| Legal Lot Number | 77 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 812702 |
126 Main St, a duplex, is owned and occupied by an individual who acquired it in September 2026.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 MAIN ST, WESTFIELD, MA 01085-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2026 | Redemption Deed, Transfer |
| Aug 26, 2026 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2026 |
| Transfer Doc | 0000044074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Sep 10, 2026 |
| Property Address | 126 MAIN ST, WESTFIELD, MA 01085-3366 |
| Document Number | 0000044074 |
| Book / Page | 26502 / 551 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202644074 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 26, 2026 |
| Property Address | 126 MAIN ST, WESTFIELD, MA 01085-3366 |
| Document Number | 0000041212 |
| Book / Page | 26481 / 387 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202641212 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 126 MAIN ST, WESTFIELD, MA 01085-3366 |
| Document Number | 0000041212, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 26481/387 |
| Instrument | 202641212 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 126 Main St was $5,569, up 9.2% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,569.00 (+9.2%) | $373,000 (+11.01%) Land $78,200 Building $294,800 | $385,884 |
| 2025 | $5,100.00 | $336,000 Land $80,400 Building $255,600 | |
| 2023 | $4,654.00 | $274,100 Land $69,600 Building $204,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Main St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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