Effingham County property record for 113 Joyce Cv, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,908 sqft · built 2016 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jan 2017) |
| Tax Bill | $5,594 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0436D-028-000 |
| Primary APN | 0436D-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,908 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 525 sqft |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27932 |
|---|---|
| Street Address | 113 JOYCE CV |
| City | GUYTON |
| State | GA |
| Zip | 31312-6148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.02 AC LOT 28 OUT OF 436-5 |
| Legal Subdivision | RABUN ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0436D-028-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 JOYCE CV, GUYTON, GA 31312-6148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on Record |
| Deed Sale | Jan 27, 2017 · Amount on Record |
| Prior Sale | Nov 12, 2015 · Amount on Record |
| Deed Document Number | 0002392841 |
| Deed Book / Page | 2392 / 841 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 113 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002392/844 |
|---|---|
| Date | Mar 03, 2017 |
| Book Page | 2392/844 |
| Instrument | 001766 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 113 JOYCE CV, GUYTON, GA 31312-6148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 113 JOYCE CV, GUYTON, GA 31312-6148 |
| Document Number | 0000002662/0000000830 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 0000002662/0000000830 |
| Instrument | 001754 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,594.00 (+14.73%) | $169,834 (+7.01%) Land $30,000 Building $139,834 | $424,586 (+7.01%) Land $75,000 Building $349,586 |
| 2024 | $4,876.00 (+1.99%) | $158,709 (+2.42%) Land $30,000 Building $128,709 | $396,773 (+2.42%) Land $75,000 Building $321,773 |
| 2022 | $4,781.00 | $154,956 Land $20,000 Building $134,956 | $387,391 Land $50,000 Building $337,391 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020, other causes |
| Wildfire Risk | Low above 32% of the US · above 9% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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