12095 S Bluff View Dr, Sandy, UT 84092 Property Records

Salt Lake County property record for 12095 S Bluff View Dr, Sandy, UT 84092

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,981 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Nov 2019)
Tax Bill	$4,484 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-156-006`

Property Details

APN / Parcel Number

Primary APN	`28-28-156-006`
Alternative APN	`28-28-156-006-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,108 sqft
Upper Floors Area	873 sqft
Basement Area	1,046 sqft
Finished Basement	1,000 sqft
Unfinished Basement	46 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2011
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	529 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Wood Porch
Porch Area	108 sqft
Deck Area	196 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	12095 S BLUFF VIEW DR
City	SANDY
State	UT
Zip	84092-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1109
Legal Description	LOT 506, THE BLUFF AT HIDDEN VALLEY PH V PLAT A. 6183-640 6183-2736 6260-0896 6698-2716 8372-1083 9542-5649 9592-7492 9592-7494 9640-0270 9678-0386 9678-397 10030-9462 10030-9471
Legal Range	1E
Legal Township	3S
Legal Section	28
Legal Subdivision	THE BLUFF AT HIDDEN VALLEY
Legal Block	1
Legal Lot Number	506
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1029
Census Tract	112815

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Aug 27, 2018	Deed of Trust, Mortgage · VA Mortgage CASTLE & COOKE MORTGAGE LLC
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage CASTLE & COOKE MORTGAGE LLC
Nov 27, 2019	Quit Claim Deed, Transfer MAGIC A PROPERTIES LLC
Nov 27, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE-API, FIRST AMERICAN TITLE INS-API
May 19, 2017	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Nov 27, 2019
Deed Document Number	201913135496
Deed Book / Page	10866 / 2472
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013830161
Date	Nov 22, 2021
Book Page	11272/4702
Instrument	13830161

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE GA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012836812
Date	Aug 27, 2018
Book Page	10706/4742
Instrument	12836812

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LIBERTY TITLE GA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013018915
Date	Jun 28, 2019
Book Page	10797/1844
Instrument	13018915

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALT LAKE UT
Recording Date	Nov 27, 2019
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Document Number	0013135496
Book / Page	010866 / 002472
Instrument Date	Nov 27, 2019
Instrument	13135496
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	PINNACLE TITLE COMPANY, PINNACLE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12095 S BLUFF VIEW DR SANDY UT 840925916, SANDY, UT 84092-5916

Mortgage

Document Number	13135495
Date	Nov 27, 2019
Book Page	010866/002466
Instrument	13135495

Lender

Name	MAGIC A PROPERTIES LLC
Address	PO BOX 9372, SALT LAKE CITY, UT 84109-0372

Agreement

Amount	Amount Recorded

Interest

Rate	10%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Nov 27, 2019
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Document Number	0013135396
Book / Page	010866 / 001733
Instrument Date	Nov 26, 2019
Instrument	13135396
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FIRST AMERICAN TITLE INSURANCE-API, FIRST AMERICAN TITLE INS-API

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 S BLUFF VIEW DR SANDY UT 840925916, SANDY, UT 84092-5916

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	12095 S BLUFF VIEW DR, SANDY, UT 84092-5916
Document Number	0012546290
Book / Page	010563 / 001973
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12095 S BLUFF VIEW DR SANDY UT 840925916, SANDY, UT 84092-5916

Mortgage

Document Number	0012546290
Date	May 31, 2017
Book Page	010563/001973
Instrument	12546290

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,484.00 Homeowner's exemption	$773,800 (+101.3%) Land $251,000 Building $522,800	$773,800 (+10.72%) Land $251,000 Building $522,800
2024	$4,484.00 (+10.8%)
2023	$4,047.00 (-4.96%) Homeowner's exemption	$384,395 Land $127,765 Building $256,630	$698,900 Land $232,300 Building $466,600
2022	$4,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Kempler Internet.

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