1209 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1209 Shepard St, Morehead City, NC 28557 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 2019
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Last Sale	$935,000 (Dec 2025)
Tax Bill	$4,230 (2025)
Deeds & Mortgages	Dec 2025 Sale Jan 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6386.19.50.1745000`

Property Details

APN / Parcel Number

Primary APN	`6386.19.50.1745000`
Alternative APNs	`518597` `50174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,940 sqft Heated Area
Gross Area	1,646 sqft
1st Floor Area	1,308 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Mixed

Exterior Amenities

Porch	Slab
Porch Area	424 sqft
Deck Area	39 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	50174
Street Address	1209 SHEPARD ST
City	MOREHEAD CITY
State	NC
Zip	28557-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 B103 MOREHEAD CITY
Legal Subdivision	TOWN OF MOREHEAD CITY
Legal Block	50
Legal Lot Number	11
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2082
Census Tract	970403

Owner

Source: Carteret County records · APN 6386.19.50.1745000

Assessment roll updated November 24, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3210 SUSSEX RD, RALEIGH, NC 27607-6639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Transfer
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK & TRUST CO
May 03, 2019	Trustee's Deed, Construction Loan · Line of Credit SOUTHERN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Jun 03, 2016 · Amount on Record
Deed Document Number	20251873488
Deed Book / Page	1873 / 488
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 17, 2025
Property Address	1209 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Document Number	0018730488
Book / Page	1873 / 488
Map Reference	MB 1 PG 139
Instrument Date	Nov 25, 2025
Instrument	1873488
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Tax	$1,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 GREEN PINE RD, NASHVILLE, NC 27856-7519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 SUSSEX RD, RALEIGH, NC 27607-6639

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1209 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016600304
Date	Jan 17, 2020
Book Page	1660/304
Instrument	1660304

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CARTERET NC
Recording Date	May 03, 2019
Property Address	1209 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Document Number	0016340449
Book / Page	001634 / 000449
Instrument Date	May 03, 2019
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 GREEN PINE RD NASHVILLE NC 278567519, NASHVILLE, NC 27856-7519

Mortgage

Document Number	16340449
Date	May 03, 2019
Book Page	001634/000449

Lender

Name	SOUTHERN BK
Type	Bank
Address	NASHVILLE, NC 27856

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,230.00 (+183.7%)	$728,117 (+62.75%) Land $271,400 Building $456,717	$728,117 (+62.75%) Land $271,400 Building $456,717
2023		$447,377 Land $240,525 Building $206,852	$447,377 Land $240,525 Building $206,852
2022	$1,491.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured 58 under condo master policies
Nearby Flood Claims	60 (1985–2022)
Claims Outside the SFHA	19 of 60
Most Recent Claim	Jan 2022, tidal / storm surge
Claims By Storm	Hurricane Florence, Sep 2018 · 25 claims Hurricane Fran, Sep 1996 · 7 claims Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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