1213 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1213 Shepard St, Morehead City, NC 28557

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1950
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on Record
Last Sale$13,000 (Oct 2021)
Tax Bill$2,932 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2021 Mortgage
Flood ZoneZone AE (high risk)
APN6386.19.50.0738000

Property Details

APN / Parcel Number

Primary APN6386.19.50.0738000
Alternative APNs
  • 10273416
  • 273416

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Heated Area
Gross Area1,476 sqft
1st Floor Area832 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchSlab
Porch Area228 sqft
Deck Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number10273416
Street Address1213 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 B103 MOREHEAD CITY
Legal SubdivisionMOREHEAND
Legal Block50
Legal Lot Number9
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2082
Census Tract970403

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1213 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on Record
Deed SaleOct 8, 2021 · Amount on Record
Prior SaleAug 5, 2016 · Amount on Record
Deed Document Number20211741390
Deed Book / Page1741 / 390
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 8, 2021
Property Address1213 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Document Number0017410390
Book / Page1741 / 390
Map ReferenceMB 1 PG 139
Instrument DateSep 29, 2021
Instrument1741390
Transaction TypeTransfer
Record UpdatedOct 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6421 MCKINNEY RANCH PKWY APT 2025, 6421, MCKINNEY, TX 75070-1867

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 SHEARD ST, MOREHEAD CITY, NC 28557-4158

Mortgage

Document Number0017410391
DateOct 8, 2021
Book Page1741/391
Instrument1741391
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1213 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017280238
DateJun 29, 2021
Book Page1728/238
Instrument1728238
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$860,983 (+72.36%) Land $268,094 Building $592,889$860,983 (+72.36%) Land $268,094 Building $592,889
2025$2,932.00 (+204.15%)$499,533 (+73.62%) Land $268,094 Building $231,439$499,533 (+73.62%) Land $268,094 Building $231,439
2023$287,720 Land $230,625 Building $57,095$287,720 Land $230,625 Building $57,095
2022$964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 58 condo units
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOREHEAD CITY
serves 18,846 people · EPA ID NC0416015
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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