Carteret County property record for 1204 Shepard St, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,096 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Oct 2017) |
| Tax Bill | $4,324 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6386.19.50.2952000 |
| Primary APN | 6386.19.50.2952000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Heated Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 722 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 369 sqft |
| Deck Area | 27 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 61810 |
|---|---|
| Street Address | 1204 SHEPARD ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3 B65 MOREHEAD CITY |
| Legal Subdivision | MOREHEAD CITY |
| Legal Block | 50 |
| Legal Lot Number | 3 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 970403 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1204 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | Oct 12, 2016 · Amount on Record |
| Deed Document Number | 20171591150 |
| Deed Book / Page | 1591 / 150 |
| Prior Transfer Date | Jul 31, 2012 |
| Prior Transfer Doc | 0014180310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 1204 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Document Number | 0015910150 |
| Book / Page | 1591 / 150 |
| Map Reference | MB1 PG139 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 1591150 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 S 15TH ST, 205, MOREHEAD CITY, NC 28557-4003 |
| Name | Verified Name |
|---|---|
| Address | 1204 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Document Number | 1591152 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 1591152 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Number | 0015910151 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 1591/151 |
| Instrument | 1591151 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2027 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $743,047 (-0.23%) Land $271,400 Building $471,647 | $743,047 (-0.23%) Land $271,400 Building $471,647 | |
| 2025 | $4,324.00 (+243.72%) | $744,732 (+97.66%) Land $271,688 Building $473,044 | $744,732 (+97.66%) Land $271,688 Building $473,044 |
| 2023 | $376,772 Land $239,062 Building $137,710 | $376,772 Land $239,062 Building $137,710 | |
| 2022 | $1,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 58 condo units |
| Nearby Flood Claims | 60 (1985–2022) |
| Claims Outside the SFHA | 19 of 60 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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