Carteret County property record for 1206 Shepard St, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,148 sqft · built 1958 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6386.19.50.2902000 |
| Primary APN | 6386.19.50.2902000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Heated Area |
| Gross Area | 1,408 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 37121 |
|---|---|
| Street Address | 1206 SHEPARD ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | L4 B65 MOREHEAD CITY |
| Legal Subdivision | MOREHEAD CITY |
| Legal Block | 65 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 970403 |
Source: Carteret County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 174, MOREHEAD CITY, NC 28557-0174 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JUHA ORILLA HUGHES GOULD |
| Aug 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SOUND BANK |
| May 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SOUND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2000 |
| Deed Sale | Nov 15, 2000 |
| Deed Document Number | 0000895254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1206 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017280122 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 1728/122 |
| Instrument | 1728122 |
| Name | JUHA ORILLA HUGHES GOULD |
|---|---|
| Type | Private Party |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jun 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1206 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015840228 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 1584/228 |
| Instrument | 1584228 |
| Name | SOUND BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1206 SHEPARD ST, MOREHEAD CITY, NC 28557-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016080354 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 1608/354 |
| Instrument | 1608354 |
| Name | SOUND BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,911.00 (+195.83%) | $495,731 (+68.78%) Land $271,688 Building $224,043 | $495,731 (+68.78%) Land $271,688 Building $224,043 |
| 2023 | $293,707 Land $239,062 Building $54,645 | $293,707 Land $239,062 Building $54,645 | |
| 2022 | $984.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 58 condo units |
| Nearby Flood Claims | 60 (1985–2022) |
| Claims Outside the SFHA | 19 of 60 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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