1211 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1211 Shepard St, Morehead City, NC 28557

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 3,213 sqft · built 1910
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on Record
Last Sale$571,000 (Feb 2021)
Tax Bill$5,728 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN6386.19.50.0787000

Property Details

APN / Parcel Number

Primary APN6386.19.50.0787000
Alternative APNs
  • 476827
  • 56005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area3,213 sqft Heated Area
Gross Area1,698 sqft
1st Floor Area366 sqft
Utility Area72 sqft
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area240 sqft
Patio Area5 sqft
Utility Building29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number56005
Street Address1211 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4158
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 B103 MOREHEAD CITY
Legal Block50
Legal Lot Number10
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2082
Census Tract970403

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address202 DOGWOOD LN, TRENT WOODS, NC 28562-7628
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Feb 26, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Deed Document Number20211710043
Deed Book / Page1710 / 43
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1211 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017760455
DateAug 17, 2022
Book Page1776/455
Instrument1776455
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressNEW BERN, NC 28562
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateFeb 26, 2021
Property Address1211 SHEPARD ST, MOREHEAD CITY, NC 28557-4158
Document Number0017100043
Book / Page1710 / 43
Map ReferenceMB 1 PG 139
Instrument DateJan 27, 2021
Instrument1710043
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,142.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address49 GLENMORE DR, 49, DURHAM, NC 27707-3922

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 SHEPARD ST, MOREHEAD CITY, NC 28557-4158

Mortgage

Document Number1710044
DateFeb 26, 2021
Instrument1710-044
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$992,140 (-) Land $268,094 Building $724,046$992,140 (-) Land $268,094 Building $724,046
2025$5,728.00 (+427.93%)$992,140 (+205.88%) Land $268,094 Building $724,046$992,140 (+205.88%) Land $268,094 Building $724,046
2023$324,351 Land $230,625 Building $93,726$324,351 Land $230,625 Building $93,726
2022$1,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 140 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
incl. 58 condo units
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MOREHEAD CITY
serves 18,846 people · EPA ID NC0416015
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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