Comal County property record for 12089 Summer Meadows, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,411 sqft · built 2022 |
| Lot Size | 2.12 acres (92,434 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,664 (2024) |
| Deeds & Mortgages | May 2022 Construction Loan Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0310-0227-00 |
| Primary APN | 15-0310-0227-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,411 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 92,434 sqft (2.12 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Breezeway | Breezeway |
| Guest House | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 19882 |
|---|---|
| Old Parcel Number | 150310022700 |
| Street Address | 12089 SUMMER MDWS |
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-7042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKWOOD RANCHES 4, LOT 15 |
| Legal Subdivision | CREEKWOOD RANCHES 4 |
| Legal Lot Number | 15 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 310703 |
Source: Comal County records · APN 15-0310-0227-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24245 WILDERNESS OAK APT 615, 615, SAN ANTONIO, TX 78258-7852 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2022 | Deed of Trust, Mortgage · Construction Mortgage GUARDIAN MORTGAGE CO INC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Line of Credit ANDES INVESTMENTS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2020 |
| Deed Sale | Aug 20, 2020 |
| Prior Sale | Mar 22, 2006 |
| Deed Document Number | 202006034761 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | SPRING BRANCH, TX 78070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0006021452 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 202206021452 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.99% |
| Index | 1-Year LIBOR |
| Max Rate | 7.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | SPRING BRANCH, TX 78070 |
| Document Number | 0006005087 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 714 ROPING STAR SAN ANTONIO TX 782602648, SAN ANTONIO, TX 78260-2648 |
| Document Number | 0006005087 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 6005087 |
| Name | ANDES INVESTMENTS LLC |
|---|---|
| Address | 13526 GEORGE RD # 210, SAN ANTONIO, TX 78230-3061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $790,600 (+94.83%) Land $117,670 Building $672,930 | $790,600 (+94.83%) Land $117,670 Building $672,930 | |
| 2024 | $11,664.00 (+92.44%) | ||
| 2023 | $405,780 Land $127,910 Building $277,870 | $405,780 Land $127,910 Building $277,870 | |
| 2022 | $6,061.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Telephone Cooperative Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 26 locations within half a mile of this property.
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