12089 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12089 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1970
Lot Size	0.499 acres (21,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,599 (Apr 2012)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jun 2025 Sale Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-19-526-026`

Property Details

APN / Parcel Number

Primary APN	`08-19-526-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Modular
Foundation Type	No Foundation
Lot Area	21,736 sqft (0.499 acres)
Lot Dimensions	181 ft deep x 120 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12089 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	W 120 FT OF N 181.5 FT OF LOT 17 FLUSHING HEIGHTS NO 1 SEC 19 T8N R5E (96) FR 08-19-526-003
Legal Range	05E
Legal Township	08N
Legal Section	19
Legal Subdivision	FLUSHING HEIGHTS
Legal Lot Number	17
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12089 COLDWATER RD, FLUSHING, MI 48433-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Land Contract, Transfer MIDSTATE TITLE AGENCY LLC
Aug 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2012 · Amount on Record
Deed Sale	Apr 9, 2012 · Amount on Record
Prior Sale	Apr 7, 2011 · Amount on Record
Deed Document Number	201234768
Prior Transfer Date	Mar 19, 2002
Prior Transfer Doc	0000050457
Record Updated	Sep 20, 2026

June 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GENESEE MI
Recording Date	Jun 23, 2025
Property Address	12089 COLDWATER RD, FLUSHING, MI 48433-9703
Document Number	0000000146
Map Reference	LB 25 PG 38
Instrument Date	Jun 2, 2025
Instrument	202506230000146
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 126, DURAND, MI 48429-0126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12089 COLDWATER RD, FLUSHING, MI 48433-9703

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12089 COLDWATER RD, FLUSHING, MI 48433-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053667
Date	Aug 8, 2017
Instrument	201708080053667

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (-31.31%)	$62,900 (+10.93%)	$125,800 (+10.93%)
2024	$2,341.00 (+14.2%)
2023		$56,700	$113,400
2021	$2,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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